Vibrant Credit Union

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A short history of Vibrant CU

Since its inception in 1935 the Vibrant Credit Union has been serving its members in the MOLINE, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Matthew McCombs, the Vibrant CU has grown its membership to over 38,476 with assets of more than $567,700,451. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (309) 796-7500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOLINE, IL.

General Information For Vibrant CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61093
Address P.O. BOX 1550 
State Illinois 
Zip-Code 61266
Phone Number (309) 796-7500
Fax Number (309) 796-7600
Email Address:
CEO/President Matthew McCombs
Members 38,476 
Full-Time Employees 170 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 567,700,451 

Compare Vibrant Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Moline Municipal CU Moline Municipal Credit Union 1618 15th St 61265 (309) 797-2185 No 0.70
Ascentra CU North 2nd 1702 N 2nd St 52722 (563) 355-0152 No 1.40
I. H. Mississippi Valley CU Milan 801 Tech Dr 61264 (309) 793-6200 No 2.56
Gas And Electric CU RID Branch Office Rock Island Arsenal 61204 (309) 794-5431 No 2.70
Kone Employees CU KONE ECU 4502 27th St Ste K 61265 (309) 736-6461 No 2.73

Vibrant Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Vibrant Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.15 5.00 3.50 4.16
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 46 324 72 122
Rank Among All Illinois Credit Unions 28 13 80 13 21

Vibrant Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 1.67 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 71 283
Rank Among All Illinois Credit Unions N/A 34 22 5 48
Vibrant Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90013,10023,583,218
All Other Unsecured Loans/Lines of Credit 7.0006,25529,846,394
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1501,95340,806,500
Used Vehicle Loans 5.0008,602112,278,840
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5002,168206,579,598
Total Other Real Estate Loans/Lines of Credit 4.1601,24024,976,705
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,85841,764,011
TOTAL LOANS & LEASES 35,176479,835,266

Vibrant Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 427,062,24911416,693,261
    b. 15 Years or less 63137,528,70412211,389,312
    a. > 15 years 26925,839,620142,869,466
    b. 15 Years or less 961127,429,04211116,906,687
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2658,719,9834204,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2814,081,03121741,062
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 55112,098,96610392,634
Open-End Fixed Rate 4088,796,708923,195,677
TOTALS 3,408231,556,30348852,392,099


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Vibrant Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes