Ascentra Credit Union

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A short history of Ascentra CU

Since its inception in 1950 the Ascentra Credit Union has been serving its members in the Bettendorf, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by R. Dale Owen, the Ascentra CU has grown its membership to over 37,861 with assets of more than $414,212,530. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (563) 355-0152 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bettendorf, IA.

General Information For Ascentra CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63268
Address PO Box 1107 
City Bettendorf 
State Iowa 
Zip-Code 52722
Phone Number (563) 355-0152
Fax Number (563) 355-1561
Email Address: none
CEO/President R. Dale Owen
Members 37,861 
Full-Time Employees 129 
Part-Time Employees 12 
Number of Branch Offices 10 
Total Assets 414,212,530 

Compare Ascentra Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
R.i.a. CU 6 1024 N Superior Ave 54660 (608) 372-9277 No 3.18
Service Plus CU Main Office 2110 53rd St 61265 (309) 736-2500 No 5.10
I. H. Mississippi Valley CU Milan 801 Tech Dr 61264 (309) 793-6200 No 5.19
Bent River Community CU Bent River Community Credit Union 709 E 46th St 52807 (563) 391-2850 No 5.58
Moline Municipal CU Moline Municipal Credit Union 1618 15th St 61265 (309) 797-2185 No 5.65

Ascentra Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ascentra Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.15 2.92 5.03 3.89 3.91
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 169 135 327 124 91
Rank Among All Iowa Credit Unions 9 18 38 16 9

Ascentra Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.34 0.15 0.34 1.57 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 85 119 91 84 243
Rank Among All Iowa Credit Unions 6 20 16 7 30
Ascentra Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.1506,08914,176,475
All Other Unsecured Loans/Lines of Credit 13.2506,2897,741,523
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.3701,24410,478,183
New Vehicle Loans 2.9201,01021,467,389
Used Vehicle Loans 5.0306,37770,821,139
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.89094388,118,164
Total Other Real Estate Loans/Lines of Credit 3.9102,33164,515,806
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4401,13714,370,915
TOTAL LOANS & LEASES 25,420291,689,594

Ascentra Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 30834,134,86217622,856,837
    b. 15 Years or less 21716,869,8929594,575
    a. > 15 years 18116,159,674161,549,565
    b. 15 Years or less 17015,453,589242,916,875
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 574,895,72000
Adjustable Rate > 1 yr 10604,42700


Closed-End Fixed Rate 1,13031,046,49825906,447
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,20133,469,3081253,462,711
Open-End Fixed Rate 0000
TOTALS 3,274152,633,97037532,287,010


Interest Only & Payment Option 1st Mortgage Loans 61,142,7510
Interest Only & Payment Option Other RE/LOC Loans 150,00050,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ascentra Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes