R.i.a. Federal Credit Union

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A short history of R.i.a. FCU

Since its inception in 1935 the R.i.a. Federal Credit Union has been serving its members in the Rock Island, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Larry Coverstone, the R.i.a. FCU has grown its membership to over 42,202 with assets of more than $408,520,770. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (563) 355-3800 or email them at riafcu@riafcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rock Island, IL.

General Information For R.i.a. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17117
Address PO Box 4750 
City Rock Island 
State Illinois 
Zip-Code 61204
Phone Number (563) 355-3800
Fax Number (563) 355-9680
Email Address: riafcu@riafcu.com
CEO/President Larry Coverstone
Members 42,202 
Full-Time Employees 105 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 408,520,770 
Website http://riafcu.com 

Compare R.i.a. Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gas And Electric CU RID Branch Office Rock Island Arsenal 61204 (309) 794-5431 No 0.59
Davenport Police Department CU Main Office 227 W 4th St 52801 (563) 323-9003 No 0.97
Moline Municipal CU Moline Municipal Credit Union 1618 15th St 61265 (309) 797-2185 No 3.38
Ascentra CU North 2nd 1702 N 2nd St 52722 (563) 355-0152 No 3.82
Bent River Community CU Bent River Community Credit Union 709 E 46th St 52807 (563) 391-2850 No 4.11

R.i.a. Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

R.i.a. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.80 3.49 5.49 3.75 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 144 208 383 102 99
Rank Among All Illinois Credit Unions 13 63 88 18 17

R.i.a. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 1.10 1.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 152 140
Rank Among All Illinois Credit Unions N/A 34 16 21 16
R.i.a. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.8005,65110,239,514
All Other Unsecured Loans/Lines of Credit 8.5003,1098,847,353
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.75066767,306
New Vehicle Loans 3.4904,56087,905,618
Used Vehicle Loans 5.49011,004146,121,623
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75064647,818,717
Total Other Real Estate Loans/Lines of Credit 3.99066913,937,223
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7508238,811,686
TOTAL LOANS & LEASES 26,528324,449,040

R.i.a. Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 38725,104,266333,862,699
    b. 15 Years or less 814,106,9945301,000
    a. > 15 years 13515,199,8155592,220
    b. 15 Years or less 433,407,6422355,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 4398,693,640641,835,771
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2305,243,58315152,642
Open-End Fixed Rate 0000
TOTALS 1,31561,755,9401247,099,332


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

R.i.a. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes