Valley Credit Union

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A short history of Valley CU

Since its inception in 1957 the Valley Credit Union has been serving its members in the SALEM, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pat Force, the Valley CU has grown its membership to over 4,633 with assets of more than $75,700,353. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (503) 364-7999 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALEM, OR.

General Information For Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64169
Address PO BOX 12903 
State Oregon 
Zip-Code 97309
Phone Number (503) 364-7999
Fax Number (503) 589-6219
Email Address:
CEO/President Pat Force
Members 4,633 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 75,700,353 

Compare Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Heritage Grove CU Heritage Grove FCU - 631 Winter St 631 Winter St NE 97309 (503) 588-0211 No 0.24
Marion And Polk Schools CU West Salem Branch 476 Glen Creek Rd NW 97309 (503) 588-0181 No 0.24
Ibew/sj Cascade CU IBEW/SJ Cascade FCU 1825 12th St SE Ste 130 97302 (503) 581-6221 No 1.55
Central Willamette Community CU Pacific Branch 905 29th Ave SW 97321 (541) 704-4700 No 25.13
Oregon State CU Newport Branch 1923 N Coast Hwy 97339 (541) 574-6124 No 26.94

Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 3.99 4.99 3.25 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 279 323 44 200
Rank Among All Oregon Credit Unions 11 30 30 1 13

Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.10 1.06 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 134 164 266
Rank Among All Oregon Credit Unions 10 12 16 6 23
Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9907212,173,826
All Other Unsecured Loans/Lines of Credit 9.7505053,688,659
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9902134,544,395
Used Vehicle Loans 4.9907859,454,917
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250437,098,856
Total Other Real Estate Loans/Lines of Credit 4.7501438,236,220
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9902485,110,880
TOTAL LOANS & LEASES 2,65840,307,753

Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 153,105,2253659,000
    b. 15 Years or less 191,624,1874692,970
    a. > 15 years 92,369,4442253,539
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 391,33600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1408,144,884171,180,254
Open-End Fixed Rate 0000
TOTALS 18615,335,076262,785,763


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes