Oregon State Credit Union

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A short history of Oregon State CU

Since its inception in 1954 the Oregon State Credit Union has been serving its members in the Corvallis, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Hein, the Oregon State CU has grown its membership to over 104,332 with assets of more than $1,170,127,127. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (541) 714-4000 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Corvallis, OR.

General Information For Oregon State CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68656
Address PO Box 306 
City Corvallis 
State Oregon 
Zip-Code 97339
Phone Number (541) 714-4000
Fax Number (541) 714-4185
Email Address: ----
CEO/President Richard Hein
Members 104,332 
Full-Time Employees 232 
Part-Time Employees
Number of Branch Offices 13 
Total Assets 1,170,127,127 
Website http://www.oregonstatecu.com 

Compare Oregon State Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Benton County Schools CU Main Office 2101 NW Professional DR 97339 (541) 754-7765 No 1.97
Central Willamette Community CU Pacific Branch 905 29th Ave SW 97321 (541) 704-4700 No 7.34
Linn - Co CU Training Center 540 S 2nd St 97355 (541) 259-1235 No 17.40
Ibew/sj Cascade CU IBEW/SJ Cascade FCU 1825 12th St SE Ste 130 97302 (503) 581-6221 No 27.05
Valley CU Main Branch 2096 Mission St Se 97309 (503) 364-7999 No 27.64

Oregon State Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Oregon State Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.50 3.24 3.24 4.11 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 64 173 119 156 100
Rank Among All Oregon Credit Unions 4 20 13 12 6

Oregon State Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.10 0.15 0.03
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 134 324 293
Rank Among All Oregon Credit Unions N/A 13 16 36 33
Oregon State Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.50019,12233,562,479
All Other Unsecured Loans/Lines of Credit 7.75012,58326,669,288
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2408,033194,265,017
Used Vehicle Loans 3.24016,530212,203,710
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.110958225,861,407
Total Other Real Estate Loans/Lines of Credit 4.0001,93475,329,823
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5003,57061,429,754
TOTAL LOANS & LEASES 62,730829,321,478

Oregon State Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 568104,609,99113231,041,822
    b. 15 Years or less 19216,736,531367,069,670
    a. > 15 years 3925,551,288130,172
    b. 15 Years or less 14070,596,6572113,470,278
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5220,4732181,000
Adjustable Rate > 1 yr 148,146,46754,439,441


Closed-End Fixed Rate 1338,312,873281,699,247
Closed-End Adjustable Rate 3199,7781654,102
Open-End Adjustable Rate 1,79766,782,61287624,043,210
Open-End Fixed Rate 134,5601351,854
TOTALS 2,892301,191,2301,10382,980,796


Interest Only & Payment Option 1st Mortgage Loans 179,723,6767,998,213
Interest Only & Payment Option Other RE/LOC Loans 1,59960,897,78024,988,338
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Oregon State Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes