Ibew/sj Cascade Federal Credit Union

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A short history of Ibew/sj Cascade FCU

Since its inception in 1961 the Ibew/sj Cascade Federal Credit Union has been serving its members in the Salem, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Ruda, the Ibew/sj Cascade FCU has grown its membership to over 2,279 with assets of more than $12,854,324. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (503) 581-6221 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Salem, OR.

General Information For Ibew/sj Cascade FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14402
Address 1825 12th St SE Ste 130 
City Salem 
State Oregon 
Zip-Code 97302
Phone Number (503) 581-6221
Fax Number (503) 588-8165
Email Address: none
CEO/President Mike Ruda
Members 2,279 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,854,324 
Website http://ibewsjcu.org 

Compare Ibew/sj Cascade Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Valley CU Main Branch 2096 Mission St Se 97309 (503) 364-7999 No 2.81
Marion And Polk Schools CU West Salem Branch 476 Glen Creek Rd NW 97309 (503) 588-0181 No 3.36
Heritage Grove CU Heritage Grove FCU - 631 Winter St 631 Winter St NE 97309 (503) 588-0211 No 3.38
Central Willamette Community CU Pacific Branch 905 29th Ave SW 97321 (541) 704-4700 No 22.19
Oregon State CU Newport Branch 1923 N Coast Hwy 97339 (541) 574-6124 No 23.77

Ibew/sj Cascade Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ibew/sj Cascade Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.19 5.99 4.50 4.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 166 442 205 215
Rank Among All Oregon Credit Unions 19 19 34 23 18

Ibew/sj Cascade Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.25 0.29 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 105 303 192
Rank Among All Oregon Credit Unions 7 10 10 31 10
Ibew/sj Cascade Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900623669,264
All Other Unsecured Loans/Lines of Credit 9.900248693,550
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.190791,417,326
Used Vehicle Loans 5.9902002,014,165
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500313,488,101
Total Other Real Estate Loans/Lines of Credit 4.88011454,914
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.99067745,825
TOTAL LOANS & LEASES 1,2599,483,145

Ibew/sj Cascade Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 283,212,7966690,248
    b. 15 Years or less 2147,06900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1128,23600
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 3223,27900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8231,63500
Open-End Fixed Rate 0000
TOTALS 423,943,0156690,248

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ibew/sj Cascade Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes