Tva Community Credit Union

  • +1

A short history of Tva Community CU

Since its inception in 1936 the Tva Community Credit Union has been serving its members in the Muscle Shoals, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kimball Burkett, the Tva Community CU has grown its membership to over 18,204 with assets of more than $314,443,185. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (256) 383-1019 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Muscle Shoals, AL.

General Information For Tva Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68559
Address 1405 South Wilson Dam Rd 
City Muscle Shoals 
State Alabama 
Zip-Code 35661
Phone Number (256) 383-1019
Fax Number (256) 386-1257
Email Address:
CEO/President Kimball Burkett
Members 18,204 
Full-Time Employees 45 
Part-Time Employees 35 
Number of Branch Offices
Total Assets 314,443,185 

Compare Tva Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Listerhill CU MS1 3400 Woodward Ave 35661 (256) 383-1031 No 2.32
Lauderdale County Teachers CU Main Office 103 Mangum St 35630 (256) 766-2936 No 5.85
Railway Employees CU Main 1604 Gusmus Ave 35662 (256) 383-7940 No 6.07
Electrical Workers No 558 CU Main Office 1705 E 17th St 35660 (256) 383-6551 No 6.66
Florence CU Florence Federal Credit Union 501 E Tennessee St 35630 (256) 766-7264 No 8.15

Tva Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Tva Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.95 2.95 3.75 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 139 88 102 56
Rank Among All Alabama Credit Unions 16 13 10 7 4

Tva Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.30 0.30 1.75 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 88 97 61 70
Rank Among All Alabama Credit Unions 13 15 12 2 4
Tva Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9501,6302,419,165
All Other Unsecured Loans/Lines of Credit 13.5004,0905,685,970
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9503257,155,644
Used Vehicle Loans 2.9502,24928,044,883
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75069555,008,058
Total Other Real Estate Loans/Lines of Credit 3.5001593,135,157
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.3008329,040,012
TOTAL LOANS & LEASES 9,980110,488,889

Tva Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4142,89700
    b. 15 Years or less 611,963,190272,400
    a. > 15 years 654,789,6153223,000
    b. 15 Years or less 54846,980,810364,827,550
Other Fixed Rate 3817,82600
Adjustable Rate 1 yr or less 14313,720140,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 4114,46600
Closed-End Adjustable Rate 7505,23800
Open-End Adjustable Rate 1482,515,45315665,000
Open-End Fixed Rate 0000
TOTALS 85458,143,215575,827,950


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tva Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes