Florence Federal Credit Union

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A short history of Florence FCU

Since its inception in 1959 the Florence Federal Credit Union has been serving its members in the FLORENCE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Eckl, the Florence FCU has grown its membership to over 3,400 with assets of more than $52,370,847. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (256) 767-4700 or email them at mfoster@ffcuonline.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FLORENCE, AL.

General Information For Florence FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13167
Address 1505 N PINE ST, P.O. BOX 2817 
State Alabama 
Zip-Code 35630
Phone Number (256) 767-4700
Fax Number (256) 766-7414
Email Address: mfoster@ffcuonline.com
CEO/President Lisa Eckl
Members 3,400 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 52,370,847 
Website http://ffcuonline.com 

Compare Florence Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lauderdale County Teachers CU Main Office 103 Mangum St 35630 (256) 766-2936 No 2.11
Electrical Workers No 558 CU Main Office 1705 E 17th St 35660 (256) 383-6551 No 3.85
Railway Employees CU Main 1604 Gusmus Ave 35662 (256) 383-7940 No 5.85
Listerhill CU MS1 3400 Woodward Ave 35661 (256) 383-1031 No 6.48
Tuscumbia CU Tuscumbia Federal 103 E 5th St 35674 (256) 383-3331 No 7.10

Florence Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Florence Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 9.25 8.45 4.20 5.54
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 617 659 169 294
Rank Among All Alabama Credit Unions 32 74 68 14 29

Florence Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.30 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 97 234 205
Rank Among All Alabama Credit Unions N/A 16 12 30 20
Florence Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900606540,901
All Other Unsecured Loans/Lines of Credit 18.000449669,046
Short-Term, Small Amount Loans (STS) (Federal CU Only) 23.00052,484
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 9.2501381,626,838
Used Vehicle Loans 8.450971,050,191
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.20017510,634,495
Total Other Real Estate Loans/Lines of Credit 5.54018296,079
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.00085673,452
TOTAL LOANS & LEASES 1,57315,493,486

Florence Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4197,01000
    b. 15 Years or less 793,513,4284188,211
    a. > 15 years 127,13300
    b. 15 Years or less 916,896,924293,240
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18296,079370,971
Open-End Fixed Rate 0000
TOTALS 19310,930,5749352,422


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Florence Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes