Town And Country Credit Union

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A short history of Town And Country CU

Since its inception in 1939 the Town And Country Credit Union has been serving its members in the MINOT, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darrell Olson, the Town And Country CU has grown its membership to over 18,601 with assets of more than $397,553,451. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (701) 852-2018 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MINOT, ND.

General Information For Town And Country CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60790
Address 615 S BROADWAY 
State North Dakota 
Zip-Code 58701
Phone Number (701) 852-2018
Fax Number (701) 839-5740
Email Address:
CEO/President Darrell Olson
Members 18,601 
Full-Time Employees 113 
Part-Time Employees 14 
Number of Branch Offices 10 
Total Assets 397,553,451 

Compare Town And Country Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Prairie CU MAIN OFFICE 1430 S BROADWAY 58701 (701) 837-5353 No 9.31
Affinity First CU Affinity First FCU 811 S Broadway 58701 (701) 857-5541 No 9.82
Minot Area Schools CU Minot Area Schools Federal Credit Union 215 2nd St SE 58701 (701) 857-4430 No 10.22
Tel-u-watt CU Main Office 24 2nd Ave SE 58702 (701) 838-9810 No 10.25
G.e.m. CU G E M FEDERAL CREDIT UNION 2401 N Broadway 58702 (701) 852-3866 No 12.19

Town And Country Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Town And Country Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.00 4.75 4.75 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 146 296 238 200
Rank Among All North Dakota Credit Unions 7 11 19 9 8

Town And Country Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.20 0.85 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 114 198 179
Rank Among All North Dakota Credit Unions 6 16 9 13 12
Town And Country Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9005,4036,173,536
All Other Unsecured Loans/Lines of Credit 6.5001,4064,654,698
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0002896,909,176
Used Vehicle Loans 4.7502,40330,913,506
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750850143,003,593
Total Other Real Estate Loans/Lines of Credit 4.75054022,063,037
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7501,929113,222,299
TOTAL LOANS & LEASES 12,820326,939,845

Town And Country Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,806,37123046,081,467
    b. 15 Years or less 15412,384,612162,260,962
    a. > 15 years 17832,476,662202,406,156
    b. 15 Years or less 23451,219,4084116,520,845
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 27345,116,540111,518,618
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 33415,299,603401,846,662
Closed-End Adjustable Rate 161,091,0362260,000
Open-End Adjustable Rate 1865,474,595251,474,539
Open-End Fixed Rate 4197,80300
TOTALS 1,390165,066,63038572,369,249


Interest Only & Payment Option 1st Mortgage Loans 4349,223180,000
Interest Only & Payment Option Other RE/LOC Loans 171,098,457906,217
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Town And Country Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes