Prairie Federal Credit Union

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A short history of Prairie FCU

Since its inception in 1937 the Prairie Federal Credit Union has been serving its members in the MINOT, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MINDEE KOHLMAN, the Prairie FCU has grown its membership to over 7,772 with assets of more than $122,895,871. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (701) 837-5353 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MINOT, ND.

General Information For Prairie FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1888
Address PO BOX 3160 
State North Dakota 
Zip-Code 58701
Phone Number (701) 837-5353
Fax Number (701) 837-5393
Email Address:
Members 7,772 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 122,895,871 

Compare Prairie Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Affinity First CU Affinity First FCU 811 S Broadway 58701 (701) 857-5541 No 9.82
Town And Country CU Ryder 221 N Main St 58779 (701) 758-2269 No 9.97
Minot Area Schools CU Minot Area Schools Federal Credit Union 215 2nd St SE 58701 (701) 857-4430 No 10.22
Tel-u-watt CU Main Office 24 2nd Ave SE 58702 (701) 838-9810 No 10.25
G.e.m. CU G E M FEDERAL CREDIT UNION 2401 N Broadway 58702 (701) 852-3866 No 12.19

Prairie Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Prairie Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.45 2.45 3.75 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 78 46 102 74
Rank Among All North Dakota Credit Unions 7 6 2 3 1

Prairie Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 1.00 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 174 145
Rank Among All North Dakota Credit Unions N/A 12 4 9 7
Prairie Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,3862,084,349
All Other Unsecured Loans/Lines of Credit 9.000203579,644
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4501704,028,162
Used Vehicle Loans 2.4501,16815,317,863
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75040756,009,862
Total Other Real Estate Loans/Lines of Credit 3.750814,549,661
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.75067713,822,334
TOTAL LOANS & LEASES 4,09296,391,875

Prairie Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 140,91200
    b. 15 Years or less 12291,23700
    a. > 15 years 21835,653,512305,161,246
    b. 15 Years or less 17319,949,85161,104,678
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 374,35000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 804,436,5344370,135
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1113,12700
Open-End Fixed Rate 0000
TOTALS 48860,559,523406,636,059


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Prairie Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes