Minot Area Schools Federal Credit Union

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A short history of Minot Area Schools FCU

Since its inception in 1953 the Minot Area Schools Federal Credit Union has been serving its members in the Minot, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dee Dee Kraft, the Minot Area Schools FCU has grown its membership to over 1,194 with assets of more than $9,892,758. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (701) 857-4430 or email them at masfcu@minot.k12.nd.us to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Minot, ND.

General Information For Minot Area Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8943
Address 215 2nd St SE 
City Minot 
State North Dakota 
Zip-Code 58701
Phone Number (701) 857-4430
Fax Number (701) 857-4462
Email Address: masfcu@minot.k12.nd.us
CEO/President Dee Dee Kraft
Members 1,194 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,892,758 
Website http://www.masfcu.org 

Compare Minot Area Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Prairie CU MAIN OFFICE 1430 S BROADWAY 58701 (701) 837-5353 No 9.31
Affinity First CU Affinity First FCU 811 S Broadway 58701 (701) 857-5541 No 9.82
Town And Country CU Ryder 221 N Main St 58779 (701) 758-2269 No 9.97
Tel-u-watt CU Main Office 24 2nd Ave SE 58702 (701) 838-9810 No 10.25
G.e.m. CU G E M FEDERAL CREDIT UNION 2401 N Broadway 58702 (701) 852-3866 No 12.19

Minot Area Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Minot Area Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.49 3.49 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 208 146 N/A N/A
Rank Among All North Dakota Credit Unions N/A 15 8 N/A N/A

Minot Area Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 N/A 0.10 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 N/A 332 N/A
Rank Among All North Dakota Credit Unions N/A 17 N/A 25 N/A
Minot Area Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 4.990152746,881
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.49039747,374
Used Vehicle Loans 3.4901581,825,135
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.49056693,769
TOTAL LOANS & LEASES 4054,013,159

Minot Area Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Minot Area Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes