Tlc Community Credit Union

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A short history of Tlc Community CU

Since its inception in 1956 the Tlc Community Credit Union has been serving its members in the ADRIAN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Randall Smith, the Tlc Community CU has grown its membership to over 48,029 with assets of more than $464,800,322. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (517) 263-9120 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ADRIAN, MI.

General Information For Tlc Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60509
Address PO BOX 927 
State Michigan 
Zip-Code 49221
Phone Number (517) 263-9120
Fax Number (517) 263-7145
Email Address:
CEO/President Randall Smith
Members 48,029 
Full-Time Employees 94 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 464,800,322 

Compare Tlc Community Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lenco CU Lenco CU Main Address 615 W Maple Ave 49221 (517) 263-0851 No 1.22
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Sylvania Area CU Sylvania Area Federal Credit Union 6613 Maplewood Ave 43560 (419) 882-3535 No 22.14
Great Lakes CU Sylvania 6600 Sylvania Ave Ste 6D 43560 (419) 246-5911 No 23.27
Directions CU Oregon 3312 Dustin Rd 43616 (419) 691-1690 No 24.09

Tlc Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Tlc Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.80 2.24 2.24 4.07 3.70
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 144 56 35 150 69
Rank Among All Michigan Credit Unions 20 11 9 35 6

Tlc Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.07 0.05 0.20 2.00 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 122 143 114 38 49
Rank Among All Michigan Credit Unions 14 19 25 2 3
Tlc Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.8003,97010,382,851
All Other Unsecured Loans/Lines of Credit 15.0001,1064,196,488
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0003368,933,503
New Vehicle Loans 2.2401,50225,572,965
Used Vehicle Loans 2.2404,35348,816,936
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0701,354108,545,432
Total Other Real Estate Loans/Lines of Credit 3.70070313,006,671
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7001,06418,681,894
TOTAL LOANS & LEASES 14,388238,136,740

Tlc Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 62454,407,159687,665,548
    b. 15 Years or less 43730,695,641352,977,146
    a. > 15 years 1272,9051272,905
    b. 15 Years or less 2300,0002300,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3171,38300
Adjustable Rate > 1 yr 28722,698,3442159,149


Closed-End Fixed Rate 2324,926,743301,074,122
Closed-End Adjustable Rate 214,51300
Open-End Adjustable Rate 4698,065,41511149,951
Open-End Fixed Rate 0000
TOTALS 2,057121,552,10314912,598,821


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1583,792,6910
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tlc Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes