Sylvania Area Federal Credit Union

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A short history of Sylvania Area FCU

Since its inception in 1966 the Sylvania Area Federal Credit Union has been serving its members in the SYLVANIA, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debbie Gerschultz, the Sylvania Area FCU has grown its membership to over 2,094 with assets of more than $21,440,726. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (419) 882-3535 or email them at debbie@sylvaniaareafcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SYLVANIA, OH.

General Information For Sylvania Area FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17733
Address 6613 MAPLEWOOD AVE 
City SYLVANIA 
State Ohio 
Zip-Code 43560
Phone Number (419) 882-3535
Fax Number (419) 885-2604
Email Address: debbie@sylvaniaareafcu.com
CEO/President Debbie Gerschultz
Members 2,094 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 21,440,726 
Website http://www.sylvaniaareafcu.com 

Compare Sylvania Area Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Great Lakes CU Sylvania 6600 Sylvania Ave Ste 6D 43560 (419) 246-5911 No 1.43
Directions CU Oregon 3312 Dustin Rd 43616 (419) 691-1690 No 3.42
Champion CU South Toledo Branch 1347 S Detroit Ave 43614 (419) 407-4140 No 4.57
University Of Toledo CU UT Main Campus Office 2801 W Bancroft St 43606 (419) 530-2316 No 4.97
E.s.c.u. CU ESCU MAIN 7035 MADISON AVE 43528 (419) 867-5760 No 5.47

Sylvania Area Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sylvania Area Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 2.86 3.86 3.98 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 129 186 136 228
Rank Among All Ohio Credit Unions 72 29 36 29 46

Sylvania Area Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 1.00 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 174 227
Rank Among All Ohio Credit Unions 13 22 N/A 45 53
Sylvania Area Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.990198351,441
All Other Unsecured Loans/Lines of Credit 10.000204540,524
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000206,676
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.86061863,574
Used Vehicle Loans 3.8603342,866,380
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9805295,252
Total Other Real Estate Loans/Lines of Credit 4.99074833,529
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.96034338,234
TOTAL LOANS & LEASES 9306,095,610

Sylvania Area Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5295,25200
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 74833,52910209,563
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 791,128,78110209,563

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sylvania Area Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes