Texas Dow Employees Credit Union

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A short history of Texas Dow Employees CU

Since its inception in 1954 the Texas Dow Employees Credit Union has been serving its members in the Lake Jackson, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephanie Sherrodd, the Texas Dow Employees CU has grown its membership to over 263,822 with assets of more than $3,059,691,047. They have a main office and 40 branch offices. Please see the credit unions website or contact them by phone at (979) 297-1154 or email them at membercare@tdecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lake Jackson, TX.

General Information For Texas Dow Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60705
Address 1001 FM 2004 Rd 
City Lake Jackson 
State Texas 
Zip-Code 77566
Phone Number (979) 297-1154
Fax Number (979) 299-1462
Email Address: membercare@tdecu.org
CEO/President Stephanie Sherrodd
Members 263,822 
Full-Time Employees 714 
Part-Time Employees 33 
Number of Branch Offices 40 
Total Assets 3,059,691,047 
Website http://www.tdecu.org 

Compare Texas Dow Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Brazosport Teachers CU Brazosport Teachers FCU 216 Lakeview Dr 77531 (979) 265-5333 No 4.14
Sweeny Teachers CU Sweeny Teachers FCU 1310 N Elm St 77480 (979) 548-2662 No 13.66
Old Ocean CU OLD OCEAN FEDERAL CREDIT UNION PO Box 527 77463 (979) 316-4833 No 16.49
Baycel CU Main Office 2320 6TH ST 77414 (979) 244-3995 No 29.38
Matagorda County CU Matagorda County Credit Union 3700 Avenue F 77414 (979) 245-8674 No 29.98

Texas Dow Employees Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Texas Dow Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 2.09 2.24 4.54 5.71
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 40 35 209 313
Rank Among All Texas Credit Unions 79 11 14 64 68

Texas Dow Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.12 0.10 0.30 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 114 129 97 274 234
Rank Among All Texas Credit Unions 30 47 20 93 60
Texas Dow Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.50046,044137,739,220
All Other Unsecured Loans/Lines of Credit 3.74047,771256,381,820
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.0804064,163,063
New Vehicle Loans 2.09031,099768,510,945
Used Vehicle Loans 2.24032,030543,392,409
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5407,839883,852,887
Total Other Real Estate Loans/Lines of Credit 5.71070723,668,327
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.04013,345215,581,000
TOTAL LOANS & LEASES 179,2412,833,289,671

Texas Dow Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,092254,896,77035667,816,834
    b. 15 Years or less 2,156124,413,28711215,281,824
    a. > 15 years 1,927316,323,72130862,616,555
    b. 15 Years or less 1,608170,290,832343,563,379
Other Fixed Rate 5214,891,83710312,353,631
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 43,036,44000


Closed-End Fixed Rate 66622,653,244242,811,913
Closed-End Adjustable Rate 35934,90200
Open-End Adjustable Rate 0000
Open-End Fixed Rate 680,181135,000
TOTALS 8,546907,521,214938164,479,136


Interest Only & Payment Option 1st Mortgage Loans 5622,200,54913,975,515
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texas Dow Employees Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes