Matagorda County Credit Union

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A short history of Matagorda County CU

Since its inception in 1961 the Matagorda County Credit Union has been serving its members in the Bay City, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LINDA GING, the Matagorda County CU has grown its membership to over 2,776 with assets of more than $27,941,554. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (979) 245-8674 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bay City, TX.

General Information For Matagorda County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67545
Address 3700 Avenue F 
City Bay City 
State Texas 
Zip-Code 77414
Phone Number (979) 245-8674
Fax Number (979) 245-1526
Email Address:
Members 2,776 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,941,554 

Compare Matagorda County Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Baycel CU Main Office 2320 6TH ST 77414 (979) 244-3995 No 8.88
Sweeny Teachers CU Sweeny Teachers FCU 1310 N Elm St 77480 (979) 548-2662 No 11.86
Old Ocean CU OLD OCEAN FEDERAL CREDIT UNION PO Box 527 77463 (979) 316-4833 No 12.31
Texas Dow Employees CU TDECU-Cinco Ranch 24250 Cinco Ranch Blvd 77494 (800) 839-1154 No 23.82
Brazosport Teachers CU Brazosport Teachers FCU 216 Lakeview Dr 77531 (979) 265-5333 No 26.44

Matagorda County Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Matagorda County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.50 4.50 4.50 5.75 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 122 341 264 349 N/A
Rank Among All Texas Credit Unions 24 129 97 103 N/A

Matagorda County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 N/A 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 N/A 263 227
Rank Among All Texas Credit Unions 31 34 N/A 88 59
Matagorda County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.500359589,534
All Other Unsecured Loans/Lines of Credit 7.000282755,652
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5001302,548,134
Used Vehicle Loans 4.5002733,938,879
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.750211,948,779
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001471,387,676
TOTAL LOANS & LEASES 1,21211,168,654

Matagorda County Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,696,1071175,465
    b. 15 Years or less 10252,67200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 211,948,7791175,465


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Matagorda County Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes