Texas Bay Credit Union

  • +1

A short history of Texas Bay CU

Since its inception in 1936 the Texas Bay Credit Union has been serving its members in the HOUSTON, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jesse Gutierrez, the Texas Bay CU has grown its membership to over 40,146 with assets of more than $420,036,965. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (713) 852-6700 or email them at webmail@tbacu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOUSTON, TX.

General Information For Texas Bay CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67465
Address 12611 FUQUA ST 
State Texas 
Zip-Code 77034
Phone Number (713) 852-6700
Fax Number (281) 464-9230
Email Address: webmail@tbacu.org
CEO/President Jesse Gutierrez
Members 40,146 
Full-Time Employees 132 
Part-Time Employees 20 
Number of Branch Offices
Total Assets 420,036,965 
Website http://www.tbacu.org 

Compare Texas Bay Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
I.b.e.w. Lu 66 CU IBEW LU 66 FCU 4345 ALLEN GENOA RD 77504 (713) 946-6513 No 1.69
Plus4 CU Plus4 Credit Union 9998 Almeda Genoa Rd 77075 (713) 970-9200 No 2.74
St. Luke's Community CU Main Office 11011 Hall Rd 77089 (281) 464-8286 No 2.76
Gulf Coast Educators CU League City Office 1120 W Main St 77573 (281) 487-9333 No 3.46
Pasadena Postal CU Pasadena Postal Credit Union 1199 Pasadena Blvd 77501 (713) 473-9349 No 5.03

Texas Bay Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Texas Bay Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.20 5.50 5.95 4.56 6.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 419 449 438 212 365
Rank Among All Texas Credit Unions 92 164 151 66 92

Texas Bay Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.51 0.10 0.17 2.70 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 68 129 122 12 184
Rank Among All Texas Credit Unions 13 47 27 1 43
Texas Bay Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.2008,98219,649,541
All Other Unsecured Loans/Lines of Credit 13.8206,91227,580,375
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.5002,27064,969,453
Used Vehicle Loans 5.9506,544111,976,467
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5601,299113,313,327
Total Other Real Estate Loans/Lines of Credit 6.2201856,333,810
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9501,0368,435,748
TOTAL LOANS & LEASES 27,228352,258,721

Texas Bay Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 58969,063,405618,672,152
    b. 15 Years or less 70744,058,874725,153,658
    a. > 15 years 1129,46400
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 261,58400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1856,333,810231,109,881
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,484119,647,13715614,935,691


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texas Bay Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes