Plus4 Credit Union

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A short history of Plus4 CU

Since its inception in 1929 the Plus4 Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Vladimir Stark, the Plus4 CU has grown its membership to over 17,884 with assets of more than $119,492,717. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (713) 970-9200 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Plus4 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61457
Address 9998 Almeda Genoa Rd 
City Houston 
State Texas 
Zip-Code 77075
Phone Number (713) 970-9200
Fax Number () -
Email Address:
CEO/President Vladimir Stark
Members 17,884 
Full-Time Employees 45 
Part-Time Employees
Number of Branch Offices
Total Assets 119,492,717 

Compare Plus4 Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mt Carmel Church CU Mt. Carmel Church FCU 8951 Ruthby St Ste 4A 77217 (713) 641-1954 No 2.51
St. Luke's Community CU Main Office 11011 Hall Rd 77089 (281) 464-8286 No 2.84
C-e CU C-E FCU 7002 Fauna St 77061 (713) 645-4961 No 2.99
Texas Bay CU Katy 4747 FM 1463 Rd # 1000 77034 (713) 852-6700 No 3.57
I.b.e.w. Lu 66 CU IBEW LU 66 FCU 4345 ALLEN GENOA RD 77504 (713) 946-6513 No 4.10

Plus4 Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Plus4 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.09 3.93 4.11 5.59 6.03
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 260 266 215 333 344
Rank Among All Texas Credit Unions 55 100 77 100 83

Plus4 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.27 0.05 0.15 1.44 1.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 93 143 124 98 99
Rank Among All Texas Credit Unions 19 51 29 29 15
Plus4 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0906541,037,102
All Other Unsecured Loans/Lines of Credit 12.8702,0159,509,689
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.93082518,283,867
Used Vehicle Loans 4.1101,73732,713,339
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.590461,794,142
Total Other Real Estate Loans/Lines of Credit 6.03057631,620,502
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9902352,138,096
TOTAL LOANS & LEASES 6,08897,096,737

Plus4 Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5334,15900
    b. 15 Years or less 411,459,98300
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 57631,620,50200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 62233,414,64400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Plus4 Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes