Gulf Coast Educators Federal Credit Union

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A short history of Gulf Coast Educators FCU

Since its inception in 1948 the Gulf Coast Educators Federal Credit Union has been serving its members in the Pasadena, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Lukaszewski, the Gulf Coast Educators FCU has grown its membership to over 37,052 with assets of more than $692,308,198. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (281) 487-9333 or email them at info@gcefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pasadena, TX.

General Information For Gulf Coast Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5648
Address 5953 Fairmont Pkwy 
City Pasadena 
State Texas 
Zip-Code 77505
Phone Number (281) 487-9333
Fax Number (281) 998-5891
Email Address: info@gcefcu.org
CEO/President Linda Lukaszewski
Members 37,052 
Full-Time Employees 104 
Part-Time Employees 16 
Number of Branch Offices
Total Assets 692,308,198 
Website http://www.gcefcu.org 

Compare Gulf Coast Educators Federal Credit Union To Other Local Credit Unions


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Texas Bay CU Katy 4747 FM 1463 Rd # 1000 77034 (713) 852-6700 No 4.29
Lubrizol Employees' CU Lubrizol Employees' CU 205 Center St 77536 (281) 479-6651 No 4.29

Gulf Coast Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gulf Coast Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.69 4.29 4.67 4.64 5.94
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 439 316 287 225 334
Rank Among All Texas Credit Unions 95 119 104 71 77

Gulf Coast Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.63 1.20 0.59
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 44 134 213
Rank Among All Texas Credit Unions 35 34 6 39 55
Gulf Coast Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.6903,5267,800,320
All Other Unsecured Loans/Lines of Credit 11.4706,26138,492,200
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2901,69942,904,788
Used Vehicle Loans 4.6706,674114,524,367
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.64089796,577,005
Total Other Real Estate Loans/Lines of Credit 5.940992,637,644
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8501,04316,146,302
TOTAL LOANS & LEASES 20,199319,082,626

Gulf Coast Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 48069,307,2987513,941,877
    b. 15 Years or less 41727,269,707666,695,709
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 992,637,64420753,295
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 99699,214,64916121,390,881

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gulf Coast Educators Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes