Statewide Federal Credit Union

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A short history of Statewide FCU

Since its inception in 1949 the Statewide Federal Credit Union has been serving its members in the Flowood, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Casey Bacon, the Statewide FCU has grown its membership to over 16,423 with assets of more than $121,099,497. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (601) 420-5535 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Flowood, MS.

General Information For Statewide FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6369
Address P O Box 320483 
City Flowood 
State Mississippi 
Zip-Code 39232
Phone Number (601) 420-5535
Fax Number (601) 420-5689
Email Address: none
CEO/President Casey Bacon
Members 16,423 
Full-Time Employees 40 
Part-Time Employees
Number of Branch Offices
Total Assets 121,099,497 

Compare Statewide Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mississippi National Guard CU Vital Records 142 Military Dr 39232 (601) 932-5194 No 0.96
Pearl Municipal CU Pearl Municipal Credit Union 2878 Teasley Dr 39232 (601) 259-2347 No 3.56
Hope CU Greenville 546 Martin Luther King Dr 38702 (662) 378-5744 No 3.78
Mississippi Highway Safty Pat CU Troop C 3851 Highway 468 W 39205 (601) 987-1297 No 4.12
Rivertrust CU Rivertrust 409 Riverwind Dr 39288 (601) 664-2085 No 4.40

Statewide Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Statewide Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.22 3.20 4.83 4.27 4.96
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 101 167 304 176 225
Rank Among All Mississippi Credit Unions 4 13 12 8 7

Statewide Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 284 243
Rank Among All Mississippi Credit Unions N/A 26 6 31 16
Statewide Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.2202,3932,984,170
All Other Unsecured Loans/Lines of Credit 11.1003,0185,984,156
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000168108,178
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2001984,122,629
Used Vehicle Loans 4.8302,08022,070,996
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.27014612,559,419
Total Other Real Estate Loans/Lines of Credit 4.960682,126,876
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.3607685,469,290
TOTAL LOANS & LEASES 8,83955,425,714

Statewide Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 677,548,9406773,000
    b. 15 Years or less 795,010,4796655,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 682,126,87630613,926
TOTALS 21414,686,295422,041,926


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Statewide Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes