Rivertrust Federal Credit Union

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A short history of Rivertrust FCU

Since its inception in 1935 the Rivertrust Federal Credit Union has been serving its members in the PEARL, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Long, the Rivertrust FCU has grown its membership to over 8,345 with assets of more than $175,592,242. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (601) 664-2085 or email them at mstelco@netdoor.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PEARL, MS.

General Information For Rivertrust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 473
Address PO BOX 97997 
State Mississippi 
Zip-Code 39288
Phone Number (601) 664-2085
Fax Number (601) 664-9717
Email Address: mstelco@netdoor.com
CEO/President Kevin Long
Members 8,345 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 175,592,242 
Website http://www.rivertrustfcu.com 

Compare Rivertrust Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hope CU Greenville 546 Martin Luther King Dr 38702 (662) 378-5744 No 1.22
Pearl Municipal CU Pearl Municipal Credit Union 2878 Teasley Dr 38702 (601) 259-2347 No 1.81
Mississippi Dhs CU MS DHS FCU 767 N PRESIDENT ST 39202 (601) 354-6544 No 2.25
Commfirst CU MBHS Federal CU 1151 N State St 39202 (601) 938-1213 No 2.28
Eagle Express CU Main Office 567 S State St 39205 (601) 355-6363 No 2.28

Rivertrust Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Rivertrust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.87 4.94 3.82 4.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 130 316 110 146
Rank Among All Mississippi Credit Unions N/A 8 13 5 3

Rivertrust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.17 0.34 0.50 1.38 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 105 82 60 106 145
Rank Among All Mississippi Credit Unions 9 17 2 10 6
Rivertrust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.5606872,685,237
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0005821,484
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8703216,715,359
Used Vehicle Loans 4.9401,11715,385,981
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.82020417,790,699
Total Other Real Estate Loans/Lines of Credit 4.350431,788,260
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1503243,813,274
TOTAL LOANS & LEASES 2,75448,200,294

Rivertrust Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 398,174,21351,135,600
    b. 15 Years or less 1659,616,4862315,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 431,788,2605530,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 24719,578,959121,980,600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rivertrust Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes