Pearl Municipal Federal Credit Union

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A short history of Pearl Municipal FCU

Since its inception in 1981 the Pearl Municipal Federal Credit Union has been serving its members in the PEARL, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Williams, the Pearl Municipal FCU has grown its membership to over 553 with assets of more than $1,341,183. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (601) 939-3126 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PEARL, MS.

General Information For Pearl Municipal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24880
Address 2420 OLD BRANDON ROAD 
City PEARL 
State Mississippi 
Zip-Code 39208
Phone Number (601) 939-3126
Fax Number () -
Email Address: ----
CEO/President Karen Williams
Members 553 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 1,341,183 
Website http://pearlcu.com 

Compare Pearl Municipal Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rivertrust CU Rivertrust 409 Riverwind Dr 39288 (601) 664-2085 No 2.49
Mississippi National Guard CU Vital Records 142 Military Dr 39232 (601) 932-5194 No 5.04
Hope CU Greenville 546 Martin Luther King Dr 38702 (662) 378-5744 No 5.07
Statewide CU Columbus Branch 1530 Gardner Blvd 39232 (668) 843-7370 No 5.09
Eagle Express CU Main Office 567 S State St 39205 (601) 355-6363 No 5.44

Pearl Municipal Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Pearl Municipal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.50 11.75 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 341 784 N/A N/A
Rank Among All Mississippi Credit Unions N/A 26 51 N/A N/A

Pearl Municipal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 2.50 N/A 1.09 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 15 N/A 155 N/A
Rank Among All Mississippi Credit Unions N/A 4 N/A 14 N/A
Pearl Municipal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.500219301,921
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.500326,506
Used Vehicle Loans 11.75037237,904
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.0001674,913
TOTAL LOANS & LEASES 275641,244

Pearl Municipal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pearl Municipal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes