St. Paul Federal Credit Union

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A short history of St. Paul FCU

Since its inception in 1953 the St. Paul Federal Credit Union has been serving its members in the SAINT PAUL, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Glatt, the St. Paul FCU has grown its membership to over 11,519 with assets of more than $164,716,711. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (651) 772-8744 or email them at info@stpaulfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAINT PAUL, MN.

General Information For St. Paul FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24358
Address 1330 CONWAY ST STE 200 
City SAINT PAUL 
State Minnesota 
Zip-Code 55106
Phone Number (651) 772-8744
Fax Number (651) 772-8787
Email Address: info@stpaulfcu.org
CEO/President Thomas Glatt
Members 11,519 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 164,716,711 
Website http://www.stpaulfcu.org 

Compare St. Paul Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Metropolitan Services CU Main Office 475 Etna St Ste 10 55106 (651) 602-8105 No 0.36
Affinity Plus CU Rochester 3482 55th St NW 55901 (507) 285-0352 No 1.65
Carpenters CU Carpenters FCU 720 Olive St 55130 (651) 646-8827 No 1.94
Farm Credit Employees CU Main Office 375 Jackson St Ste 100 55101 (651) 282-8880 No 2.05
City & County CU Main Office 144 11th St E 55101 (651) 225-2700 No 2.26

St. Paul Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


St. Paul Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 1.99 1.99 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 34 21 138 132
Rank Among All Minnesota Credit Unions 10 4 2 20 15

St. Paul Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 1.00 0.25 0.89 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 36 105 192 250
Rank Among All Minnesota Credit Unions 8 2 18 18 29
St. Paul Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9002,70810,555,176
All Other Unsecured Loans/Lines of Credit 8.0009054,621,848
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.81047654,189
New Vehicle Loans 1.99059511,350,719
Used Vehicle Loans 1.9902,16827,800,985
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00053148,663,314
Total Other Real Estate Loans/Lines of Credit 4.25033511,305,185
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.9905147,625,494
TOTAL LOANS & LEASES 7,803122,576,910

St. Paul Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9715,257,366255,545,975
    b. 15 Years or less 24623,814,192476,895,150
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 384,770,6981133,000
Other Fixed Rate 10503,95900
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1404,317,0999764,880

OTHER REAL ESTATE

Closed-End Fixed Rate 712,369,5065302,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2648,935,6791181,727,555
Open-End Fixed Rate 0000
TOTALS 86659,968,49920515,369,060

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

St. Paul Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes