Affinity Plus Federal Credit Union

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A short history of Affinity Plus FCU

Since its inception in 1934 the Affinity Plus Federal Credit Union has been serving its members in the Saint Paul, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Warnsing, the Affinity Plus FCU has grown its membership to over 186,311 with assets of more than $2,012,778,997. They have a main office and 28 branch offices. Please see the credit unions website or contact them by phone at (651) 312-9252 or email them at affinityplus@affinityplus.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Paul, MN.

General Information For Affinity Plus FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24362
Address 175 W Lafayette Frontage Rd 
City Saint Paul 
State Minnesota 
Zip-Code 55107
Phone Number (651) 312-9252
Fax Number (651) 312-6252
Email Address: affinityplus@affinityplus.org
CEO/President Jennifer Warnsing
Members 186,311 
Full-Time Employees 518 
Part-Time Employees 24 
Number of Branch Offices 28 
Total Assets 2,012,778,997 
Website http://www.affinityplus.org 

Compare Affinity Plus Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Farm Credit Employees CU Main Office 375 Jackson St Ste 100 55101 (651) 282-8880 No 1.03
Associated Healthcare CU St Joseph's Office 45 10th St W 55102 (651) 383-4000 No 1.04
Pipefitters-steamfitters CU Pipefitter Steamfitters Credit Union 6445 Lake Road Ter Ste 100 55125 (651) 227-0771 No 1.16
City & County CU Main Office 144 11th St E 55101 (651) 225-2700 No 1.33
Carpenters CU Carpenters FCU 720 Olive St 55130 (651) 646-8827 No 1.80

Affinity Plus Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Affinity Plus Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.81 2.67 3.86 3.60 4.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 232 105 186 82 182
Rank Among All Minnesota Credit Unions 20 16 29 11 19

Affinity Plus Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.11 0.26 1.35 0.93
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 126 104 111 168
Rank Among All Minnesota Credit Unions 12 16 17 4 12
Affinity Plus Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.81064,190139,343,989
All Other Unsecured Loans/Lines of Credit 10.01034,72091,642,503
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.6203,21366,070,025
New Vehicle Loans 2.6709,687148,949,373
Used Vehicle Loans 3.86046,519472,616,781
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6005,777530,115,635
Total Other Real Estate Loans/Lines of Credit 4.60011,390265,309,459
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.19011,040125,989,316
TOTAL LOANS & LEASES 186,5361,840,037,081

Affinity Plus Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,667264,294,87047584,236,775
    b. 15 Years or less 2,911221,744,66629742,850,666
Balloon/Hybrid
    a. > 15 years 152,269,9062323,250
    b. 15 Years or less 6110,715,686123,053,860
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1174,24400
Adjustable Rate > 1 yr 12230,916,26300

OTHER REAL ESTATE

Closed-End Fixed Rate 5,498162,937,97261127,031,123
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5,892102,371,48739819,032,067
Open-End Fixed Rate 0000
TOTALS 17,167795,425,0941,795176,527,741

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 2343,7030
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Affinity Plus Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes