Carpenters Federal Credit Union

  • +1

A short history of Carpenters FCU

Since its inception in 1953 the Carpenters Federal Credit Union has been serving its members in the Saint Paul, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kimberly Waite, the Carpenters FCU has grown its membership to over 17,639 with assets of more than $28,708,056. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (651) 646-8827 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Paul, MN.

General Information For Carpenters FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24676
Address 720 Olive St 
City Saint Paul 
State Minnesota 
Zip-Code 55130
Phone Number (651) 646-8827
Fax Number (651) 646-1834
Email Address:
CEO/President Kimberly Waite
Members 17,639 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 28,708,056 

Compare Carpenters Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northern States Power - St. Paul CU Rice Street 825 Rice St 55117 (651) 229-2221 No 1.25
Hiway CU Westminster 840 Westminster St 55103 (651) 291-1515 No 1.32
City & County CU Main Office 144 11th St E 55101 (651) 225-2700 No 1.58
Farm Credit Employees CU Main Office 375 Jackson St Ste 100 55101 (651) 282-8880 No 1.78
Pipefitters-steamfitters CU Pipefitter Steamfitters Credit Union 6445 Lake Road Ter Ste 100 55125 (651) 227-0771 No 2.03

Carpenters Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Carpenters Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 2.99 6.25 5.83
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 91 392 324
Rank Among All Minnesota Credit Unions 22 27 13 45 41

Carpenters Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 N/A N/A
Rank Among All Minnesota Credit Unions N/A 22 27 N/A N/A
Carpenters Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900413494,689
All Other Unsecured Loans/Lines of Credit 11.500195131,391
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99027499,702
Used Vehicle Loans 2.9904805,535,307
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.250192,032,457
Total Other Real Estate Loans/Lines of Credit 5.83010191,985
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9902241,902,370
TOTAL LOANS & LEASES 1,36810,787,901

Carpenters Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 131,179,70000
    b. 15 Years or less 6852,75700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 798,16300
Open-End Fixed Rate 393,82200
TOTALS 292,224,44200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Carpenters Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes