Southland Credit Union

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A short history of Southland CU

Since its inception in 1944 the Southland Credit Union has been serving its members in the LOS ALAMITOS, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tom Lent, the Southland CU has grown its membership to over 58,578 with assets of more than $754,078,476. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (562) 862-6831 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LOS ALAMITOS, CA.

General Information For Southland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68415
Address P. O. BOX 3003 
State California 
Zip-Code 90720
Phone Number (562) 862-6831
Fax Number (866) 602-5980
Email Address:
CEO/President Tom Lent
Members 58,578 
Full-Time Employees 134 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 754,078,476 

Compare Southland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Union Pacific California Emp CU Fullerton Main Branch 230 W Wilshire Ave 92832 (562) 430-5552 No 0.72
Lbs Financial CU Westminster 5505 Garden Grove Blvd 90804 (714) 893-5111 No 2.34
Sea Air CU Los Alamitos 11210 Lexington Dr Bldg 242 90720 (888) 732-2471 No 3.80
Long Beach Firemen S CU Long Beach Firemen's Credit Union 2245 Argonne Ave 90815 (562) 597-0351 No 4.20
Auto Club CU AUTO CLUB FEDERAL CREDIT UNION 18327 GRIDLEY RD STE F 90703 (562) 924-1843 No 4.97

Southland Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Southland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.99 3.49 4.00 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 145 146 138 289
Rank Among All California Credit Unions 51 56 67 52 97

Southland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.35 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 89 240 211
Rank Among All California Credit Unions 24 38 20 67 50
Southland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9904,84111,002,229
All Other Unsecured Loans/Lines of Credit 9.2407,96312,712,165
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9904,52290,625,771
Used Vehicle Loans 3.4907,27497,020,935
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000758212,681,155
Total Other Real Estate Loans/Lines of Credit 5.5001,16255,703,330
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0002,3002,985,304
TOTAL LOANS & LEASES 28,820482,730,889

Southland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 31778,137,1576518,906,152
    b. 15 Years or less 11132,157,592123,589,000
    a. > 15 years 10471,833,1271411,128,023
    b. 15 Years or less 1743,367,0171432,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5227,186,262105,366,200


Closed-End Fixed Rate 974,631,27200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,06551,072,05850524,788,280
Open-End Fixed Rate 0000
TOTALS 1,920268,384,48560764,209,655


Interest Only & Payment Option 1st Mortgage Loans 62,516,9980
Interest Only & Payment Option Other RE/LOC Loans 49227,565,71822,712,009
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes