Lbs Financial Credit Union

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A short history of Lbs Financial CU

Since its inception in 1935 the Lbs Financial Credit Union has been serving its members in the Long Beach, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Napper, the Lbs Financial CU has grown its membership to over 126,358 with assets of more than $1,398,321,754. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (714) 893-5111 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Long Beach, CA.

General Information For Lbs Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68460
Address PO Box 4860 
City Long Beach 
State California 
Zip-Code 90804
Phone Number (714) 893-5111
Fax Number (714) 934-3486
Email Address:
CEO/President Jeffrey Napper
Members 126,358 
Full-Time Employees 198 
Part-Time Employees 40 
Number of Branch Offices
Total Assets 1,398,321,754 

Compare Lbs Financial Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Long Beach Firemen S CU Long Beach Firemen's Credit Union 2245 Argonne Ave 90815 (562) 597-0351 No 0.98
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Long Beach City Employees CU Long Beach City Employees Federal Credit Union 2845 Temple Ave 90755 (562) 595-4725 No 1.79
Allied Healthcare CU St. Marys Medical Center 1050 Linden Ave 90809 (562) 491-9038 No 2.76
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Lbs Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Lbs Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.83 4.35 3.34 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 255 246 53 229
Rank Among All California Credit Unions 106 100 102 14 70

Lbs Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.25 1.21 0.99
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 105 133 161
Rank Among All California Credit Unions 19 31 30 24 31
Lbs Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9007,79813,577,302
All Other Unsecured Loans/Lines of Credit 14.6503,4087,202,133
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.83013,773357,943,961
Used Vehicle Loans 4.35013,758206,545,104
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.340908216,880,519
Total Other Real Estate Loans/Lines of Credit 5.00032713,394,867
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.1205,748139,672,182
TOTAL LOANS & LEASES 45,720955,216,068

Lbs Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 20537,270,259235,927,125
    b. 15 Years or less 885,834,07291,997,000
    a. > 15 years 104,383,8552664,000
    b. 15 Years or less 572168,260,4123813,317,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 331,131,921394,715
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1246,194,977201,064,535
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2037,199,89039643,550
Open-End Fixed Rate 0000
TOTALS 1,235230,275,38613423,707,925


Interest Only & Payment Option 1st Mortgage Loans 28963,23394,715
Interest Only & Payment Option Other RE/LOC Loans 2037,199,891643,550
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lbs Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes