Long Beach City Employees Federal Credit Union

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A short history of Long Beach City Employees FCU

Since its inception in 1936 the Long Beach City Employees Federal Credit Union has been serving its members in the Signal Hill, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kathleen O'Connell, the Long Beach City Employees FCU has grown its membership to over 9,274 with assets of more than $307,311,755. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (562) 595-4725 or email them at mailbox@lbcefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Signal Hill, CA.

General Information For Long Beach City Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1438
Address 2845 Temple Ave 
City Signal Hill 
State California 
Zip-Code 90755
Phone Number (562) 595-4725
Fax Number (562) 595-1403
Email Address: mailbox@lbcefcu.org
CEO/President Kathleen O'Connell
Members 9,274 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 307,311,755 
Website http://www.lbcefcu.org 

Compare Long Beach City Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ocean Crest CU Main Office 2525 Cherry Ave 90755 (562) 426-8838 No 0.12
Allied Healthcare CU St. Marys Medical Center 1050 Linden Ave 90809 (562) 491-9038 No 1.06
Long Beach Firemen S CU Long Beach Firemen's Credit Union 2245 Argonne Ave 90815 (562) 597-0351 No 1.85
Star Harbor CU Harland Financial Solution 3737 Westown Pkwy 50266 (515) 453-2874 No 4.64
Union Pacific California Emp CU Fullerton Main Branch 230 W Wilshire Ave 92832 (562) 430-5552 No 5.47

Long Beach City Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Long Beach City Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.83 4.05 4.45 6.06
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 125 209 200 348
Rank Among All California Credit Unions N/A 48 90 85 109

Long Beach City Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.55 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 59 N/A N/A N/A
Rank Among All California Credit Unions 24 11 N/A N/A N/A
Long Beach City Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.4301,0545,283,600
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8302935,950,712
Used Vehicle Loans 4.05089012,037,387
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.45030468,035,785
Total Other Real Estate Loans/Lines of Credit 6.06021986,050
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.3301101,724,664
TOTAL LOANS & LEASES 2,67294,018,198

Long Beach City Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7022,811,177175,526,150
    b. 15 Years or less 9712,184,08391,384,400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 10124,729,98600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 368,310,53900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 21986,0508475,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 32569,021,835347,385,550

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Long Beach City Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes