Siu Credit Union

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A short history of Siu CU

Since its inception in 1938 the Siu Credit Union has been serving its members in the CARBONDALE, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Lantrip, the Siu CU has grown its membership to over 40,543 with assets of more than $342,799,137. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (618) 457-3595 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CARBONDALE, IL.

General Information For Siu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60279
Address P.O. BOX 2888 
State Illinois 
Zip-Code 62902
Phone Number (618) 457-3595
Fax Number (618) 549-8640
Email Address:
CEO/President Mike Lantrip
Members 40,543 
Full-Time Employees 95 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 342,799,137 

Compare Siu Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Carbondale Highway CU CHCU 2801 W Murphysboro Rd 62903 (618) 549-6624 No 8.89
Aldersgate CU Aldersgate Federal Credit Union 1705 W Hendrickson St 62959 (618) 944-0817 No 10.21
Williamson County Catholic CU WCCCU 210 W Monroe St 62948 (618) 942-5626 No 10.89
A.s.h. Employees CU ASH EMPLOYEES CREDIT UNION 1000 N MAIN ST 62906 (618) 833-5161 No 14.59
River To River CU Main Office 1895 State Route 146 E 62995 (618) 658-8312 No 21.39

Siu Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Siu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 2.49 2.49 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 83 51 138 100
Rank Among All Illinois Credit Unions 7 24 15 27 18

Siu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.30 0.30 0.50 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 89 88 60 240 211
Rank Among All Illinois Credit Unions 10 22 7 44 26
Siu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9905,89019,174,267
All Other Unsecured Loans/Lines of Credit 11.6502,4907,160,860
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5405,02610,676,925
New Vehicle Loans 2.4901,89632,527,174
Used Vehicle Loans 2.4909,175101,198,002
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00042236,439,067
Total Other Real Estate Loans/Lines of Credit 4.0002575,085,515
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.65082613,962,057
TOTAL LOANS & LEASES 25,982226,223,867

Siu Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 817,179,101141,145,600
    b. 15 Years or less 1988,461,982354,604,650
    a. > 15 years 5222,77100
    b. 15 Years or less 10812,698,40649635,738
Other Fixed Rate 91,021,3024670,817
Adjustable Rate 1 yr or less 31,863,80800
Adjustable Rate > 1 yr 184,991,6971397,640


Closed-End Fixed Rate 1883,197,966241,800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 691,887,54916165,414
Open-End Fixed Rate 0000
TOTALS 67941,524,5821217,661,659


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1118,900118,900
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Siu Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes