Carbondale Highway Credit Union

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A short history of Carbondale Highway CU

Since its inception in 1951 the Carbondale Highway Credit Union has been serving its members in the Carbondale, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melissa Naas, the Carbondale Highway CU has grown its membership to over 875 with assets of more than $4,837,743. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (618) 549-6624 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Carbondale, IL.

General Information For Carbondale Highway CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65427
Address PO Box 713 
City Carbondale 
State Illinois 
Zip-Code 62903
Phone Number (618) 549-6624
Fax Number (618) 529-5267
Email Address:
CEO/President Melissa Naas
Members 875 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,837,743 

Compare Carbondale Highway Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Siu CU Metropolis Branch 704 E 5th St Ste 1 62960 (618) 524-8773 No 7.10
A.s.h. Employees CU ASH EMPLOYEES CREDIT UNION 1000 N MAIN ST 62906 (618) 833-5161 No 12.59
Williamson County Catholic CU WCCCU 210 W Monroe St 62948 (618) 942-5626 No 16.94
Aldersgate CU Aldersgate Federal Credit Union 1705 W Hendrickson St 62959 (618) 944-0817 No 18.55
River To River CU Main Office 1895 State Route 146 E 62995 (618) 658-8312 No 27.37

Carbondale Highway Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Carbondale Highway Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.99 3.99 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 145 202 N/A N/A
Rank Among All Illinois Credit Unions 52 43 53 N/A N/A

Carbondale Highway Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.60 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 240 N/A
Rank Among All Illinois Credit Unions N/A 39 N/A 44 N/A
Carbondale Highway Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.90085138,880
All Other Unsecured Loans/Lines of Credit 8.9903589,339
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99028519,599
Used Vehicle Loans 3.9901551,985,083
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00070615,894
TOTAL LOANS & LEASES 3733,348,795

Carbondale Highway Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Carbondale Highway Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No