Simplicity Credit Union

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A short history of Simplicity CU

Since its inception in 1949 the Simplicity Credit Union has been serving its members in the Marshfield, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patrica Wesenberg, the Simplicity CU has grown its membership to over 23,692 with assets of more than $243,655,980. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (715) 387-3702 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Marshfield, WI.

General Information For Simplicity CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66678
Address PO Box 790 
City Marshfield 
State Wisconsin 
Zip-Code 54449
Phone Number (715) 387-3702
Fax Number (715) 387-3746
Email Address:
CEO/President Patrica Wesenberg
Members 23,692 
Full-Time Employees 64 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 243,655,980 

Compare Simplicity Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Choice CU FIRST CHOICE CREDIT UNION 1614 E 4th St 54449 (715) 387-8405 No 2.04
Marshfield Medical Center CU Location of Records 302 W Upham St 54449 (715) 387-8686 No 3.03
Bull's Eye CU 8th Street 1930 8th St S 54494 (715) 423-2650 No 24.39
Wood County Employees CU WOOD COUNTY EMPLOYEES CREDIT UNION 400 MARKET ST 54495 (715) 421-2313 No 24.85
Valley Communities CU Wausau Office 107 S 3rd Ave 54401 (715) 845-5010 No 25.06

Simplicity Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Simplicity Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 4.00 4.12 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 282 216 138 229
Rank Among All Wisconsin Credit Unions 10 56 41 27 38

Simplicity Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.27 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 102 215 192
Rank Among All Wisconsin Credit Unions 13 14 21 25 20
Simplicity Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9004,9245,214,975
All Other Unsecured Loans/Lines of Credit 13.0002,1092,355,945
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0005117,114,001
Used Vehicle Loans 4.1204,01442,821,347
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,06579,442,908
Total Other Real Estate Loans/Lines of Credit 5.0004689,981,994
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2501,18311,681,442
TOTAL LOANS & LEASES 14,274158,612,612

Simplicity Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 384,726,1344695,150
    b. 15 Years or less 43022,231,739525,305,686
    a. > 15 years 685,787,7313132,938
    b. 15 Years or less 12714,102,436405,167,341
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 26320,117,14371,004,798
Adjustable Rate > 1 yr 13912,477,7253253,200


Closed-End Fixed Rate 2666,286,92018578,957
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1943,489,46618434,560
Open-End Fixed Rate 8205,6083288,500
TOTALS 1,53389,424,90214813,861,130


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Simplicity Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes