Valley Communities Credit Union

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A short history of Valley Communities CU

Since its inception in 1935 the Valley Communities Credit Union has been serving its members in the MOSINEE, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kelly Hladovcak, the Valley Communities CU has grown its membership to over 15,494 with assets of more than $151,691,819. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (715) 693-3400 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOSINEE, WI.

General Information For Valley Communities CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66430
Address P. O. BOX 127 
State Wisconsin 
Zip-Code 54455
Phone Number (715) 693-3400
Fax Number (715) 693-4616
Email Address: none
CEO/President Kelly Hladovcak
Members 15,494 
Full-Time Employees 46 
Part-Time Employees
Number of Branch Offices
Total Assets 151,691,819 

Compare Valley Communities Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Brokaw CU Everest Branch 6500 Alderson St 54401 (715) 359-8958 No 11.86
Public Service CU Main-Public Service 1700 Sherman St 54402 (715) 842-9865 No 13.42
Marathon County Employees CU MARATHON COUNTY EMPLOYEES CREDIT UNION 400 E THOMAS ST 54403 (715) 261-7680 No 13.80
Connexus CU Liberty Mutual-Dover Campus 150 Liberty Way 54402 (603) 245-4675 No 14.38
Cloverbelt CU Westside Office 625 S 24th Ave 54402 (715) 842-1309 No 14.62

Valley Communities Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Valley Communities Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.47 4.59 4.53 5.31
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 206 277 208 266
Rank Among All Wisconsin Credit Unions N/A 44 49 44 44

Valley Communities Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.74 0.88 0.81
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 33 194 183
Rank Among All Wisconsin Credit Unions 13 12 4 19 17
Valley Communities Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.970789639,083
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4702735,197,573
Used Vehicle Loans 4.5902,99626,645,593
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5301,04667,194,859
Total Other Real Estate Loans/Lines of Credit 5.31040628,968
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9201,1219,082,355
TOTAL LOANS & LEASES 6,265109,388,431

Valley Communities Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 34616,471,769664,248,120
    a. > 15 years 1239,605,581101,210,340
    b. 15 Years or less 57741,117,509655,467,726
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 40628,96815359,170
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,08667,823,82715611,285,356


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Valley Communities Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes