Royal Credit Union

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A short history of Royal CU

Since its inception in 1964 the Royal Credit Union has been serving its members in the EAU CLAIRE, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brandon Riechers, the Royal CU has grown its membership to over 188,045 with assets of more than $2,135,334,497. They have a main office and 51 branch offices. Please see the credit unions website or contact them by phone at (715) 833-8111 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EAU CLAIRE, WI.

General Information For Royal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66834
State Wisconsin 
Zip-Code 54703
Phone Number (715) 833-8111
Fax Number () -
Email Address:
CEO/President Brandon Riechers
Members 188,045 
Full-Time Employees 524 
Part-Time Employees 84 
Number of Branch Offices 51 
Total Assets 2,135,334,497 

Compare Royal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Utilities CU XCEL ENERGY SKYPARK 1414 W HAMILTON AVE 54702 (715) 737-2467 No 3.97
Westconsin CU Amery Office 1060 Cornwall Ave 54001 (715) 268-8127 No 20.17

Royal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Royal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.75 2.29 2.29 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 139 60 37 138 100
Rank Among All Wisconsin Credit Unions 9 7 5 27 19

Royal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.70 0.70 0.90 1.35 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 52 48 24 111 171
Rank Among All Wisconsin Credit Unions 4 3 1 3 12
Royal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.75050,488123,370,660
All Other Unsecured Loans/Lines of Credit 18.00045,92337,924,640
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.3301,4358,314,004
New Vehicle Loans 2.2903,12958,145,429
Used Vehicle Loans 2.29044,289436,024,548
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0003,509822,925,341
Total Other Real Estate Loans/Lines of Credit 4.0005,762211,023,286
Leases Receivable 5.0009214,470
Total All Other Loans/Lines of Credit 6.00010,52092,055,714
TOTAL LOANS & LEASES 165,0641,789,998,092

Royal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21229,309,88959894,481,437
    b. 15 Years or less 13514,614,73816019,879,755
    a. > 15 years 63,025,45200
    b. 15 Years or less 2923,307,638162,400
Other Fixed Rate 479,916,7847518,902,700
Adjustable Rate 1 yr or less 25119,393,35019419,273,803
Adjustable Rate > 1 yr 2,829723,357,4901,158109,391,061


Closed-End Fixed Rate 523,454,84142,068,500
Closed-End Adjustable Rate 1,19057,969,179293,315,463
Open-End Adjustable Rate 4,507148,123,7652,97354,681,527
Open-End Fixed Rate 131,475,50191,030,570
TOTALS 9,2711,033,948,6275,201323,087,216


Interest Only & Payment Option 1st Mortgage Loans 43955,497,82661,659,342
Interest Only & Payment Option Other RE/LOC Loans 5,645178,431,63245,421,866
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Royal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes