Utilities Credit Union

A short history of Utilities CU

Since its inception in 1932 the Utilities Credit Union has been serving its members in the EAU CLAIRE, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Amans, the Utilities CU has grown its membership to over 1,009 with assets of more than $7,561,031. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (715) 737-2467 or email them at myucu@att.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EAU CLAIRE, WI.

General Information For Utilities CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Utilities Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Royal CU	Moholt Office	2415 Jodi Dr	54703	(715) 833-8111	No	0.26
Westconsin CU	Amery Office	1060 Cornwall Ave	54001	(715) 268-8127	No	19.76

Utilities Credit Union Financial Performance Charts

Financial Data

Utilities Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.90	2.95	2.95	N/A	3.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	243	139	88	N/A	74
Rank Among All Wisconsin Credit Unions	22	24	12	N/A	14

Utilities Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.50	N/A	N/A	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	66	N/A	N/A	N/A
Rank Among All Wisconsin Credit Unions	N/A	5	N/A	N/A	N/A

Utilities Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.900	97	205,941
All Other Unsecured Loans/Lines of Credit	8.250	76	210,815
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.950	31	505,457
Used Vehicle Loans	2.950	113	1,142,040
Total 1st Mortgage Real Estate Loans/Lines of Credit	0.000	0	0
Total Other Real Estate Loans/Lines of Credit	3.750	50	1,770,229
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	2.950	22	147,405
TOTAL LOANS & LEASES		389	3,981,887

Utilities Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	1	13,689	0	0
Open-End Adjustable Rate	49	1,756,540	20	328,157
Open-End Fixed Rate	0	0	0	0
TOTALS	50	1,770,229	20	328,157

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	30	884,947		218,543
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Utilities Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	No
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	No