Pacific Service Credit Union

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A short history of Pacific Service CU

Since its inception in 1936 the Pacific Service Credit Union has been serving its members in the Concord, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Punch, the Pacific Service CU has grown its membership to over 59,541 with assets of more than $1,169,443,701. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (888) 858-6878 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Concord, CA.

General Information For Pacific Service CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68413
Address 3000 Clayton Rd 
City Concord 
State California 
Zip-Code 94519
Phone Number (888) 858-6878
Fax Number () -
Email Address:
CEO/President Stephen Punch
Members 59,541 
Full-Time Employees 112 
Part-Time Employees
Number of Branch Offices
Total Assets 1,169,443,701 

Compare Pacific Service Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Diablo Valley CU Concord 1051 Detroit Ave Ste A 94518 (925) 771-5600 No 2.79
United Association CU LOCATION OF RECORDS 935 Detroit Ave 94518 (925) 686-1044 No 3.06
Western Healthcare CU Western Healthcare Federal Credit Union 5442 Ygnacio Valley Rd Ste 90 94521 (925) 524-5000 No 3.60
Shell Western States CU Corporate Office 1700 Pacheco Blvd 94553 (925) 228-4545 No 6.97
1st Northern California CU Martinez 1111 Pine St 94553 (925) 228-7550 No 7.27

Pacific Service Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pacific Service Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.69 2.69 3.74 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 107 65 101 168
Rank Among All California Credit Unions 22 41 30 32 48

Pacific Service Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 284 243
Rank Among All California Credit Unions N/A 45 34 83 62
Pacific Service Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.90020,37354,114,367
All Other Unsecured Loans/Lines of Credit 7.9901,4838,742,536
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6902,58374,653,094
Used Vehicle Loans 2.6907,136121,860,100
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.740682164,452,905
Total Other Real Estate Loans/Lines of Credit 4.5002,364137,860,683
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5003093,776,879
TOTAL LOANS & LEASES 34,930565,460,564

Pacific Service Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 29580,980,9409329,030,941
    b. 15 Years or less 34670,553,827246,517,000
    a. > 15 years 0000
    b. 15 Years or less 4012,877,85500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 140,28300


Closed-End Fixed Rate 1,30993,604,12612615,593,967
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,05544,256,55710712,189,500
Open-End Fixed Rate 0000
TOTALS 3,046302,313,58835063,331,408


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pacific Service Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes