Western Healthcare Federal Credit Union

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A short history of Western Healthcare FCU

Since its inception in 1953 the Western Healthcare Federal Credit Union has been serving its members in the CONCORD, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Diana Michaels, the Western Healthcare FCU has grown its membership to over 3,501 with assets of more than $41,552,529. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (925) 524-5000 or email them at whfcu@whfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CONCORD, CA.

General Information For Western Healthcare FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8774
Address 5442 YGNACIO VALLEY RD STE 90 
City CONCORD 
State California 
Zip-Code 94521
Phone Number (925) 524-5000
Fax Number (925) 524-0263
Email Address: whfcu@whfcu.org
CEO/President Diana Michaels
Members 3,501 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 41,552,529 
Website http://www.whfcu.org 

Compare Western Healthcare Federal Credit Union To Other Local Credit Unions


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Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pacific Service CU Livermore 2800 Kitty Hawk Rd 94551 (888) 858-6878 No 3.87
United Association CU LOCATION OF RECORDS 935 Detroit Ave 94518 (925) 686-1044 No 4.17
Diablo Valley CU Concord 1051 Detroit Ave Ste A 94518 (925) 771-5600 No 4.26
Kaiperm CU Main 1600 S Main St Ste 105 94596 (925) 939-5626 No 7.77
Delta Schools CU W18 701 W 18th St 94531 (925) 757-0237 No 7.93

Western Healthcare Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Western Healthcare Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.70 3.52 5.09 4.20 3.84
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 222 212 336 169 83
Rank Among All California Credit Unions 38 84 124 72 17

Western Healthcare Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.09 0.12 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 136 329 N/A
Rank Among All California Credit Unions N/A 45 48 100 N/A
Western Healthcare Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7008051,786,605
All Other Unsecured Loans/Lines of Credit 9.9106911,196,066
Short-Term, Small Amount Loans (STS) (Federal CU Only) 27.0404315,085
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5201402,811,702
Used Vehicle Loans 5.0906107,030,143
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2004010,626,778
Total Other Real Estate Loans/Lines of Credit 3.840783,125,020
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.93027273,287
TOTAL LOANS & LEASES 2,43426,864,686

Western Healthcare Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 134,286,72100
    b. 15 Years or less 5610,46300
Balloon/Hybrid
    a. > 15 years 133,118,50300
    b. 15 Years or less 4868,45800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1235,71200
Adjustable Rate > 1 yr 41,506,92100

OTHER REAL ESTATE

Closed-End Fixed Rate 237,42100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 763,087,59900
Open-End Fixed Rate 0000
TOTALS 11813,751,79800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Healthcare Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes