Pacific Horizon Credit Union

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A short history of Pacific Horizon CU

Since its inception in 1954 the Pacific Horizon Credit Union has been serving its members in the Springville, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Clayson, the Pacific Horizon CU has grown its membership to over 7,615 with assets of more than $58,350,698. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (801) 489-3605 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Springville, UT.

General Information For Pacific Horizon CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67147
Address 96 E Center St 
City Springville 
State Utah 
Zip-Code 84663
Phone Number (801) 489-3605
Fax Number (801) 489-4520
Email Address:
CEO/President Steve Clayson
Members 7,615 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 58,350,698 

Compare Pacific Horizon Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Nebo CU B4 Springville Branch 560 N Main st 84663 (801) 489-3679 No 7.10
C U P CU CUDP 209 E Gordon Ave 84041 (801) 451-9101 No 8.86
Provo Police & Fire Dept. CU Provo Police & Fire Dept. Credit Union 250 W Center St Ste 114 84603 (801) 377-5634 No 9.06
Freedom CU Main Office 815 N Freedom Blvd 84604 (801) 375-2120 No 9.09
City Center CU Disaster Recovery 9449 Priority Way West Dr Ste 200 46240 (317) 713-2065 No 9.16

Pacific Horizon Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pacific Horizon Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.87 3.67 4.80 4.37 5.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 492 233 301 189 295
Rank Among All Utah Credit Unions 32 28 29 22 23

Pacific Horizon Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.32 1.82 1.68
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 94 56 77
Rank Among All Utah Credit Unions 6 11 6 6 7
Pacific Horizon Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.870448831,461
All Other Unsecured Loans/Lines of Credit 11.7105381,087,726
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.670811,825,144
Used Vehicle Loans 4.8002,53626,283,021
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.37011111,841,808
Total Other Real Estate Loans/Lines of Credit 5.55025863,541
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.1505235,623,967
TOTAL LOANS & LEASES 4,26248,356,668

Pacific Horizon Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 767,233,87981,068,134
    a. > 15 years 334,511,7585981,650
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 296,17100
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 15487,093165,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 10376,44800
Open-End Fixed Rate 0000
TOTALS 13612,705,349142,114,784


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pacific Horizon Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes