City Center Credit Union

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A short history of City Center CU

Since its inception in 1961 the City Center Credit Union has been serving its members in the PROVO, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Johnson, the City Center CU has grown its membership to over 1,513 with assets of more than $11,994,039. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (801) 374-5856 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PROVO, UT.

General Information For City Center CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67128
Address 345 W 100 S 
State Utah 
Zip-Code 84601
Phone Number (801) 374-5856
Fax Number () -
Email Address:
CEO/President Scott Johnson
Members 1,513 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,994,039 

Compare City Center Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Provo Police & Fire Dept. CU Provo Police & Fire Dept. Credit Union 250 W Center St Ste 114 84603 (801) 377-5634 No 4.08
C U P CU CUDP 209 E Gordon Ave 84041 (801) 451-9101 No 4.35
Freedom CU Main Office 815 N Freedom Blvd 84604 (801) 375-2120 No 4.36
Orem City Employees CU Only Office 56 N State St 84057 (801) 229-7168 No 5.78
Utah Community CU Springville 724 N Main St 84663 (801) 223-8188 No 7.05

City Center Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

City Center Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 3.50 12.77 5.05 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 209 794 274 289
Rank Among All Utah Credit Unions 18 27 48 29 22

City Center Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 1.50 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 91 158
Rank Among All Utah Credit Unions N/A 11 N/A 9 15
City Center Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.95021,364
All Other Unsecured Loans/Lines of Credit 14.83057126,765
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.50012199,673
Used Vehicle Loans 12.7704714,697,587
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.050354,772,037
Total Other Real Estate Loans/Lines of Credit 5.50011412,215
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.13053531,314
TOTAL LOANS & LEASES 64110,740,955

City Center Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 177,64600
    a. > 15 years 0000
    b. 15 Years or less 324,180,9021172,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 2513,48900


Closed-End Fixed Rate 5241,241135,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 6170,974395,949
Open-End Fixed Rate 0000
TOTALS 465,184,2525303,449


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

City Center Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes