Nebo Credit Union

  • +1

A short history of Nebo CU

Since its inception in 1956 the Nebo Credit Union has been serving its members in the Springville, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dale Phelps, the Nebo CU has grown its membership to over 11,126 with assets of more than $84,051,410. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (801) 491-3691 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Springville, UT.

General Information For Nebo CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67146
Address 730 East 300 South 
City Springville 
State Utah 
Zip-Code 84663
Phone Number (801) 491-3691
Fax Number (801) 491-3693
Email Address:
CEO/President Dale Phelps
Members 11,126 
Full-Time Employees 38 
Part-Time Employees
Number of Branch Offices
Total Assets 84,051,410 

Compare Nebo Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pacific Horizon CU Payson Branch 742 Highway 198 84651 (801) 465-0111 No 7.45
C U P CU CUDP 209 E Gordon Ave 84041 (801) 451-9101 No 8.86
Provo Police & Fire Dept. CU Provo Police & Fire Dept. Credit Union 250 W Center St Ste 114 84603 (801) 377-5634 No 9.06
Freedom CU Main Office 815 N Freedom Blvd 84604 (801) 375-2120 No 9.09
City Center CU Disaster Recovery 9449 Priority Way West Dr Ste 200 46240 (317) 713-2065 No 9.16

Nebo Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Nebo Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.63 4.08 5.57 5.44 4.51
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 310 291 394 319 169
Rank Among All Utah Credit Unions 25 37 39 31 10

Nebo Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.35 0.15 N/A 0.63 0.68
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 84 119 N/A 236 201
Rank Among All Utah Credit Unions 3 12 N/A 23 18
Nebo Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.6301,6511,170,479
All Other Unsecured Loans/Lines of Credit 15.1701,1011,834,764
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0804176,881,323
Used Vehicle Loans 5.5703,46236,958,235
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.440505,048,746
Total Other Real Estate Loans/Lines of Credit 4.5101735,525,163
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.4906816,811,276
TOTAL LOANS & LEASES 7,53564,229,986

Nebo Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4611,115173,600
    b. 15 Years or less 464,437,6312111,485
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 18459,31500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1555,065,84812917,000
Open-End Fixed Rate 0000
TOTALS 22310,573,909151,102,085


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Nebo Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes