Ornl Federal Credit Union

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A short history of Ornl FCU

Since its inception in 1948 the Ornl Federal Credit Union has been serving its members in the Oak Ridge, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Colin Anderson, the Ornl FCU has grown its membership to over 156,417 with assets of more than $1,930,657,724. They have a main office and 31 branch offices. Please see the credit unions website or contact them by phone at (865) 688-9555 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Oak Ridge, TN.

General Information For Ornl FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5797
Address P.O. Box 365 
City Oak Ridge 
State Tennessee 
Zip-Code 37831
Phone Number (865) 688-9555
Fax Number () -
Email Address: none
CEO/President Colin Anderson
Members 156,417 
Full-Time Employees 479 
Part-Time Employees 18 
Number of Branch Offices 31 
Total Assets 1,930,657,724 
Website http://www.ornlfcu.com 

Compare Ornl Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Enrichment CU HALLS BRANCH HALLS BRANCH 37918 (865) 482-0045 No 0.57
Y-12 CU Y-12 FCU Clinton Branch 450 N Charles G Seivers Blvd 37716 (865) 482-1043 No 1.62
Tennessee Members 1st CU TN Members 1ST FCU 112 Administration Rd 37831 (865) 482-4343 No 2.04
Tnconnect CU TNConnect Credit Union 6211 Middlebrook Pike 37950 (865) 688-2424 No 14.73
Holston Methodist CU Main Office 6207 Highland Place Way Ste 101 37950 (865) 558-3117 No 15.74

Ornl Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Ornl Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.74 3.09 3.09 4.80 6.44
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 138 155 102 246 385
Rank Among All Tennessee Credit Unions 10 34 11 41 38

Ornl Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 0.15 0.60 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 148 124 240 271
Rank Among All Tennessee Credit Unions 14 22 20 28 41
Ornl Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.74029,46151,319,068
All Other Unsecured Loans/Lines of Credit 11.99013,06029,066,074
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5102371,611,538
New Vehicle Loans 3.0907,273141,243,291
Used Vehicle Loans 3.09026,929335,065,122
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.8005,403664,623,146
Total Other Real Estate Loans/Lines of Credit 6.4408,071156,958,384
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0905,16575,495,201
TOTAL LOANS & LEASES 95,5991,455,381,824

Ornl Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,835273,110,62842480,289,950
    b. 15 Years or less 1,855145,685,83711613,470,600
    a. > 15 years 9421,181,43421,939,000
    b. 15 Years or less 1,282173,625,60812620,554,131
Other Fixed Rate 36,051,09626,000,000
Adjustable Rate 1 yr or less 32443,113,1146825,400
Adjustable Rate > 1 yr 101,855,42921,703,119


Closed-End Fixed Rate 24710,259,63800
Closed-End Adjustable Rate 69228,429,276331,833,400
Open-End Adjustable Rate 7,131117,413,87530615,822,626
Open-End Fixed Rate 1855,5951265,181
TOTALS 13,474821,581,5301,018142,703,407


Interest Only & Payment Option 1st Mortgage Loans 58,470,9231,759,720
Interest Only & Payment Option Other RE/LOC Loans 31,286,713265,181
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ornl Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes