Enrichment Federal Credit Union

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A short history of Enrichment FCU

Since its inception in 1950 the Enrichment Federal Credit Union has been serving its members in the OAK RIDGE, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Orin Peters, the Enrichment FCU has grown its membership to over 42,091 with assets of more than $455,748,999. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (865) 482-0045 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OAK RIDGE, TN.

General Information For Enrichment FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6778
Address P O BOX 883 
State Tennessee 
Zip-Code 37831
Phone Number (865) 482-0045
Fax Number (865) 482-6059
Email Address: none
CEO/President Orin Peters
Members 42,091 
Full-Time Employees 115 
Part-Time Employees
Number of Branch Offices
Total Assets 455,748,999 
Website http://www.enrichmentfcu.org 

Compare Enrichment Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ornl CU LaFollette 2229 Jacksboro Pike 37766 (865) 688-9555 No 1.19
Y-12 CU Y-12 FCU Clinton Branch 450 N Charles G Seivers Blvd 37716 (865) 482-1043 No 1.62
Tennessee Members 1st CU TN Members 1ST FCU 112 Administration Rd 37831 (865) 482-4343 No 2.04
Tnconnect CU TNConnect Credit Union 6211 Middlebrook Pike 37950 (865) 688-2424 No 14.73
Holston Methodist CU Main Office 6207 Highland Place Way Ste 101 37950 (865) 558-3117 No 15.74

Enrichment Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Enrichment Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 3.09 4.39 3.02 9.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 155 250 28 500
Rank Among All Tennessee Credit Unions 27 34 32 4 47

Enrichment Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.25 0.30 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 105 302 266
Rank Among All Tennessee Credit Unions 13 17 16 43 40
Enrichment Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.5003,4155,593,003
All Other Unsecured Loans/Lines of Credit 8.7502,7934,847,208
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.09072314,498,230
Used Vehicle Loans 4.3904,44859,810,231
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.0201,568166,560,906
Total Other Real Estate Loans/Lines of Credit 9.0003329,925,470
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0901,26624,716,931
TOTAL LOANS & LEASES 14,545285,951,979

Enrichment Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 33832,676,810466,151,204
    b. 15 Years or less 58942,735,1998511,439,939
    a. > 15 years 0000
    b. 15 Years or less 26245,306,1664512,923,360
Other Fixed Rate 32,806,67621,000,000
Adjustable Rate 1 yr or less 322,66000
Adjustable Rate > 1 yr 37343,013,395172,604,816


Closed-End Fixed Rate 392,112,648162,502,078
Closed-End Adjustable Rate 1064,248,866173,204,404
Open-End Adjustable Rate 1873,563,95618748,503
Open-End Fixed Rate 0000
TOTALS 1,900176,486,37624640,574,304


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 283,660,2293,096,510
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Enrichment Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes