Omni Community Credit Union

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A short history of Omni Community CU

Since its inception in 1952 the Omni Community Credit Union has been serving its members in the BATTLE CREEK, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Theodore Parsons, the Omni Community CU has grown its membership to over 37,281 with assets of more than $390,963,537. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (269) 441-1400 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATTLE CREEK, MI.

General Information For Omni Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60105
Address PO BOX 1537 
State Michigan 
Zip-Code 49016
Phone Number (269) 441-1400
Fax Number (269) 441-1451
Email Address: none
CEO/President Theodore Parsons
Members 37,281 
Full-Time Employees 96 
Part-Time Employees 33 
Number of Branch Offices 11 
Total Assets 390,963,537 

Compare Omni Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Blueox CU Battle Creek Main 115 Riverside Dr 49016 (269) 965-7281 No 5.69
Post Community CU Beckley Office 6030 B Dr N 49014 (800) 835-7328 No 6.87
Kellogg Community CU Pennfield 1425 Capital Ave NE 49016 (269) 968-9251 No 6.96
Grand Trunk Battle Creek Emp CU Main Office 1275 Raymond Rd N 49014 (269) 965-1381 No 7.59
Kalamazoo Building Trades CU main 2650 Millcork St 49001 (269) 382-5966 No 13.36

Omni Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Omni Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 1.99 5.99 4.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 34 442 138 168
Rank Among All Michigan Credit Unions 25 8 105 32 31

Omni Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 0.25 0.35 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 133 150 105 293 192
Rank Among All Michigan Credit Unions 17 21 21 66 38
Omni Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9908,46421,417,173
All Other Unsecured Loans/Lines of Credit 14.9508,46918,349,535
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99087318,072,143
Used Vehicle Loans 5.9905,03858,104,656
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00064754,627,782
Total Other Real Estate Loans/Lines of Credit 4.5003728,247,967
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.4901,2159,547,823
TOTAL LOANS & LEASES 25,078188,367,079

Omni Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 323,016,597272,808,113
    b. 15 Years or less 12510,621,66911844,415
    a. > 15 years 14224,164,339132,370,411
    b. 15 Years or less 5710,687,26292,338,433
Other Fixed Rate 2896,034,654256,104
Adjustable Rate 1 yr or less 147,412147,412
Adjustable Rate > 1 yr 155,84900


Closed-End Fixed Rate 2575,891,40519636,134
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1142,344,0624131,909
Open-End Fixed Rate 112,50000
TOTALS 1,01962,875,749869,232,931


Interest Only & Payment Option 1st Mortgage Loans 3179,843103,516
Interest Only & Payment Option Other RE/LOC Loans 4130,029103,770
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Omni Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes