Blueox Credit Union

  • +1

A short history of Blueox CU

Since its inception in 1936 the Blueox Credit Union has been serving its members in the BATTLE CREEK, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frances Godfrey, the Blueox CU has grown its membership to over 15,191 with assets of more than $145,584,890. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (269) 965-7281 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATTLE CREEK, MI.

General Information For Blueox CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62072
Address PO BOX 1160 
State Michigan 
Zip-Code 49016
Phone Number (269) 965-7281
Fax Number (269) 965-2420
Email Address:
CEO/President Frances Godfrey
Members 15,191 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 145,584,890 

Compare Blueox Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Post Community CU Beckley Office 6030 B Dr N 49014 (800) 835-7328 No 6.87
Kellogg Community CU Pennfield 1425 Capital Ave NE 49016 (269) 968-9251 No 6.96
Grand Trunk Battle Creek Emp CU Main Office 1275 Raymond Rd N 49014 (269) 965-1381 No 7.59
Omni Community CU Roosevelt 220 Roosevelt Ave E 49016 (269) 441-1400 No 7.70
Kalamazoo Building Trades CU main 2650 Millcork St 49001 (269) 382-5966 No 13.36

Blueox Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Blueox Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.49 3.81 5.58 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 296 252 396 138 74
Rank Among All Michigan Credit Unions 51 75 98 32 7

Blueox Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.10 0.40 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 129 76 263 227
Rank Among All Michigan Credit Unions 9 16 11 59 48
Blueox Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.4901,4601,348,225
All Other Unsecured Loans/Lines of Credit 12.0502,9093,843,310
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8101152,256,717
Used Vehicle Loans 5.5801,17118,246,530
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00025222,986,356
Total Other Real Estate Loans/Lines of Credit 3.75056117,150,370
Leases Receivable 8.000375,934
Total All Other Loans/Lines of Credit 8.0001041,720,934
TOTAL LOANS & LEASES 6,57567,628,376

Blueox Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 757,565,14091,241,000
    b. 15 Years or less 1469,538,58210976,500
    a. > 15 years 102,032,1139748,114
    b. 15 Years or less 213,850,5214449,965
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 621,245,1324480,443
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 49915,905,23816689,600
Open-End Fixed Rate 0000
TOTALS 81340,136,726524,585,622


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 49915,905,238689,600
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Blueox Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes