Northern Hills Federal Credit Union

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A short history of Northern Hills FCU

Since its inception in 1950 the Northern Hills Federal Credit Union has been serving its members in the STURGIS, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Floyd Rummel III, the Northern Hills FCU has grown its membership to over 8,818 with assets of more than $84,549,582. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (605) 720-6750 or email them at info@northernhillsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in STURGIS, SD.

General Information For Northern Hills FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6986
Address PO BOX 759 
City STURGIS 
State South Dakota 
Zip-Code 57785
Phone Number (605) 720-6750
Fax Number (605) 347-3021
Email Address: info@northernhillsfcu.org
CEO/President Floyd Rummel III
Members 8,818 
Full-Time Employees 33 
Part-Time Employees
Number of Branch Offices
Total Assets 84,549,582 
Website http://www.northernhillsfcu.org 

Compare Northern Hills Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sentinel CU Triple Crown 4011 Triple Crown Dr 57701 (605) 923-1405 No 21.00
Black Hills CU Elk Vale Member Service Center 950 Elk Vale Rd 57709 (605) 343-0891 No 22.34
Dakota Star CU DAKOTA STAR 3122 W SAINT LOUIS ST 57709 (605) 342-6442 No 23.97
Minuteman CU MINUTEMAN FCU 301 E North St 57701 (605) 394-1772 No 24.02
Highmark CU Highmark Main Office 725 5th St 57709 (605) 716-4444 No 24.25

Northern Hills Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Northern Hills Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.89 3.24 4.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 132 119 138 168
Rank Among All South Dakota Credit Unions N/A 8 6 8 5

Northern Hills Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.05 0.10 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 143 134 310 266
Rank Among All South Dakota Credit Unions 6 14 10 26 19
Northern Hills Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.1501,1352,712,785
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8903466,343,949
Used Vehicle Loans 3.2401,80517,473,004
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00025917,704,911
Total Other Real Estate Loans/Lines of Credit 4.5001183,469,384
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9908559,237,072
TOTAL LOANS & LEASES 4,51856,941,105

Northern Hills Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 403,890,393122,184,121
    b. 15 Years or less 1698,747,004302,337,335
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 2198,2182553,604
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 484,869,2961135,000

OTHER REAL ESTATE

Closed-End Fixed Rate 581,589,39516640,134
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 601,879,9896324,000
Open-End Fixed Rate 0000
TOTALS 37721,174,295676,174,194

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northern Hills Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes