Dakota Star Federal Credit Union

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A short history of Dakota Star FCU

Since its inception in 1952 the Dakota Star Federal Credit Union has been serving its members in the RAPID CITY, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by KELLI WOLD, the Dakota Star FCU has grown its membership to over 2,909 with assets of more than $24,664,273. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (605) 342-6442 or email them at members@dakotastar.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RAPID CITY, SD.

General Information For Dakota Star FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8039
Address 3122 W SAINT LOUIS ST 
City RAPID CITY 
State South Dakota 
Zip-Code 57702
Phone Number (605) 342-6442
Fax Number (605) 342-3301
Email Address: members@dakotastar.org
CEO/President KELLI WOLD
Members 2,909 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 24,664,273 
Website http://www.dakotastar.org 

Compare Dakota Star Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Minuteman CU MINUTEMAN FCU 301 E North St 57701 (605) 394-1772 No 8.44
Med5 CU West Branch 2300 W Main St 57702 (605) 342-7776 No 9.46
Black Hills CU Elk Vale Member Service Center 950 Elk Vale Rd 57709 (605) 343-0891 No 9.58
United Methodist First Choice CU United Methodist First Choice FCU 815 Columbus St 57709 (605) 348-5753 No 9.67
Highmark CU Highmark Main Office 725 5th St 57709 (605) 716-4444 No 10.00

Dakota Star Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Dakota Star Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.50 2.50 2.65 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 122 84 62 138 100
Rank Among All South Dakota Credit Unions 3 3 2 8 3

Dakota Star Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.40 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 284 199
Rank Among All South Dakota Credit Unions N/A 14 10 22 11
Dakota Star Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.500575640,429
All Other Unsecured Loans/Lines of Credit 15.000418481,364
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5001363,199,395
Used Vehicle Loans 2.6504244,335,138
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000373,273,458
Total Other Real Estate Loans/Lines of Credit 4.000862,346,281
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7403305,426,025
TOTAL LOANS & LEASES 2,00619,702,090

Dakota Star Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 8276,7772131,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 81,838,3521349,708
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 211,158,3295358,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 9156,73900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 772,189,5429253,880
Open-End Fixed Rate 0000
TOTALS 1235,619,739171,093,088

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dakota Star Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes