Sentinel Federal Credit Union

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A short history of Sentinel FCU

Since its inception in 1955 the Sentinel Federal Credit Union has been serving its members in the BOX ELDER, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sundie Seefried, the Sentinel FCU has grown its membership to over 10,213 with assets of more than $107,124,042. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (605) 923-1405 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BOX ELDER, SD.

General Information For Sentinel FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10257
Address PO BOX 700 
State South Dakota 
Zip-Code 57719
Phone Number (605) 923-1405
Fax Number (605) 923-3960
Email Address:
CEO/President Sundie Seefried
Members 10,213 
Full-Time Employees 40 
Part-Time Employees
Number of Branch Offices
Total Assets 107,124,042 

Compare Sentinel Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dacotah CU Dacotah Federal CU 2990 E HIGHWAY 44 57703 (605) 791-1424 No 10.07
Rushmore Electric CU Rushmore Electric FCU 1715 Cambell St 57701 (605) 342-9451 No 11.15
Highmark CU Highmark Main Office 725 5th St 57709 (605) 716-4444 No 12.46
United Methodist First Choice CU United Methodist First Choice FCU 815 Columbus St 57709 (605) 348-5753 No 12.79
Med5 CU West Branch 2300 W Main St 57702 (605) 342-7776 No 12.95

Sentinel Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sentinel Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 4.75 5.30 4.75 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 369 361 238 200
Rank Among All South Dakota Credit Unions 15 29 25 15 10

Sentinel Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.08 0.53 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 138 256 243
Rank Among All South Dakota Credit Unions N/A 15 11 18 16
Sentinel Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0001,5102,078,499
All Other Unsecured Loans/Lines of Credit 13.0001,1782,020,405
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00062,253
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7505819,882,035
Used Vehicle Loans 5.3001,39412,443,271
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75015518,998,228
Total Other Real Estate Loans/Lines of Credit 4.7501775,266,459
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50085812,480,082
TOTAL LOANS & LEASES 5,85963,171,232

Sentinel Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 283,002,04500
    b. 15 Years or less 433,547,59891,650,302
    a. > 15 years 42,161,5581236,000
    b. 15 Years or less 587,872,48761,707,210
Other Fixed Rate 192,254,180180,000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3160,36000


Closed-End Fixed Rate 601,929,40613522,037
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1173,337,0539464,000
Open-End Fixed Rate 0000
TOTALS 33224,264,687394,659,549


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sentinel Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes