Highmark Federal Credit Union

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A short history of Highmark FCU

Since its inception in 1940 the Highmark Federal Credit Union has been serving its members in the RAPID CITY, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Carlson, the Highmark FCU has grown its membership to over 9,594 with assets of more than $119,413,420. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (605) 716-4444 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RAPID CITY, SD.

General Information For Highmark FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4122
Address PO BOX 2506 
State South Dakota 
Zip-Code 57709
Phone Number (605) 716-4444
Fax Number (605) 343-4927
Email Address: none
CEO/President John Carlson
Members 9,594 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 119,413,420 
Website http://www.highmarkfcu.com 

Compare Highmark Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Methodist First Choice CU United Methodist First Choice FCU 815 Columbus St 57709 (605) 348-5753 No 0.23
Med5 CU West Branch 2300 W Main St 57702 (605) 342-7776 No 1.12
Minuteman CU MINUTEMAN FCU 301 E North St 57701 (605) 394-1772 No 1.75
Rushmore Electric CU Rushmore Electric FCU 1715 Cambell St 57701 (605) 342-9451 No 2.09
Dakota Star CU DAKOTA STAR 3122 W SAINT LOUIS ST 57709 (605) 342-6442 No 2.35

Highmark Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Highmark Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.15 2.99 3.49 4.00 6.18
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 266 145 146 138 360
Rank Among All South Dakota Credit Unions 7 10 9 8 24

Highmark Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.45 1.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 274 74
Rank Among All South Dakota Credit Unions N/A 11 9 20 2
Highmark Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.1501,0032,106,085
All Other Unsecured Loans/Lines of Credit 15.0009981,281,317
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902414,612,997
Used Vehicle Loans 3.4902,19724,971,161
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00023133,360,760
Total Other Real Estate Loans/Lines of Credit 6.18034510,168,708
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5001,37524,912,886
TOTAL LOANS & LEASES 6,390101,413,914

Highmark Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 204,342,8546513,173,297
    b. 15 Years or less 808,133,489101,047,468
    a. > 15 years 267,697,27521,061,021
    b. 15 Years or less 599,644,002203,632,856
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 351,343,2596208,282
Adjustable Rate > 1 yr 112,199,8812449,000


Closed-End Fixed Rate 812,641,3965373,163
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2576,371,16030989,887
Open-End Fixed Rate 71,156,1523618,704
TOTALS 57643,529,46814321,553,678


Interest Only & Payment Option 1st Mortgage Loans 8384,134148,202
Interest Only & Payment Option Other RE/LOC Loans 341,252,402528,231
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Highmark Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes