North Iowa Community Credit Union

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A short history of North Iowa Community CU

Since its inception in 1956 the North Iowa Community Credit Union has been serving its members in the MASON CITY, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SCOTT SHIPMAN, the North Iowa Community CU has grown its membership to over 11,877 with assets of more than $65,312,444. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (641) 424-2281 or email them at NICCU@NICCU.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MASON CITY, IA.

General Information For North Iowa Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64191
Address PO BOX 1248 
City MASON CITY 
State Iowa 
Zip-Code 50402
Phone Number (641) 424-2281
Fax Number (641) 424-6013
Email Address: NICCU@NICCU.COM
CEO/President SCOTT SHIPMAN
Members 11,877 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 65,312,444 
Website http://WWW.NICCU.COM 

Compare North Iowa Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ace CU ACE Credit Union 1028 14th St SE 50401 (641) 424-6330 No 3.99
Gas & Electric Employees CU Gas & electric Employees Credit Union 1602 S Monroe Ave 50401 (641) 903-1714 No 5.01
Iowa Heartland CU IOWA HEARTLAND CREDIT UNION 1602 S MONROE AVE 50401 (641) 424-5391 No 5.58
Cent CU CENT CREDIT UNION MAIN 25 W State ST 50401 (641) 424-2368 No 6.11
Family Community CU Family Community Credit Union 923 N Linn Ave 50659 (641) 394-4026 No 22.26

North Iowa Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North Iowa Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 2.79 4.52 4.07 3.87
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 119 267 150 86
Rank Among All Iowa Credit Unions 21 14 29 23 8

North Iowa Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.04 0.08 0.66 0.54
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 146 138 233 221
Rank Among All Iowa Credit Unions 16 27 25 30 26
North Iowa Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.990876733,282
All Other Unsecured Loans/Lines of Credit 10.020379415,100
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7903306,931,734
Used Vehicle Loans 4.5201,95219,461,956
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.07019414,642,018
Total Other Real Estate Loans/Lines of Credit 3.8701574,923,784
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.8207887,703,687
TOTAL LOANS & LEASES 4,67654,811,561

North Iowa Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 132,61800
    b. 15 Years or less 171,842,86600
Balloon/Hybrid
    a. > 15 years 81,869,9761158,000
    b. 15 Years or less 4709,25600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 16410,187,3026401,600

OTHER REAL ESTATE

Closed-End Fixed Rate 1424,510,94311547,712
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 15412,841150,000
Open-End Fixed Rate 0000
TOTALS 35119,565,802191,157,312

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 2936,6060
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Iowa Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes