Iowa Heartland Credit Union

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A short history of Iowa Heartland CU

Since its inception in 1932 the Iowa Heartland Credit Union has been serving its members in the MASON CITY, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cynthia Stephenson, the Iowa Heartland CU has grown its membership to over 3,461 with assets of more than $23,000,441. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (641) 424-5391 or email them at INFO@IOWAHEARTLAND.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MASON CITY, IA.

General Information For Iowa Heartland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60718
Address 1602 S MONROE AVE 
State Iowa 
Zip-Code 50401
Phone Number (641) 424-5391
Fax Number (641) 430-7253
CEO/President Cynthia Stephenson
Members 3,461 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,000,441 

Compare Iowa Heartland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ace CU ACE Credit Union 1028 14th St SE 50401 (641) 424-6330 No 0.55
North Iowa Community CU NICCU WEST 4063 4TH ST SW # A 50402 (641) 423-2281 No 0.98
Gas & Electric Employees CU Gas & electric Employees Credit Union 1602 S Monroe Ave 50401 (641) 903-1714 No 1.12
Cent CU CENT CREDIT UNION MAIN 25 W State ST 50401 (641) 424-2368 No 2.10
Family Community CU Family Community Credit Union 923 N Linn Ave 50659 (641) 394-4026 No 26.13

Iowa Heartland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Iowa Heartland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.17 8.97 5.14 5.94
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 302 692 285 334
Rank Among All Iowa Credit Unions N/A 46 62 34 44

Iowa Heartland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.08 0.06 0.10 0.45 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 120 139 134 274 227
Rank Among All Iowa Credit Unions 13 25 24 37 27
Iowa Heartland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.470238395,703
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.1704164,915,270
Used Vehicle Loans 8.9703973,629,755
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.140583,020,281
Total Other Real Estate Loans/Lines of Credit 5.94029669,140
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9401890,575
TOTAL LOANS & LEASES 1,15612,720,724

Iowa Heartland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 221,241,9341135,000
    b. 15 Years or less 351,671,25400
    a. > 15 years 0000
    b. 15 Years or less 1107,09300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 29669,140170,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 873,689,4212205,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Iowa Heartland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes