Family Community Credit Union

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A short history of Family Community CU

Since its inception in 1960 the Family Community Credit Union has been serving its members in the Charles City, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Theodore Jarosh, the Family Community CU has grown its membership to over 2,820 with assets of more than $18,963,492. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (641) 228-6612 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Charles City, IA.

General Information For Family Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64067
Address 1211 N Grand Ave 
City Charles City 
State Iowa 
Zip-Code 50616
Phone Number (641) 228-6612
Fax Number (641) 228-4474
Email Address:
CEO/President Theodore Jarosh
Members 2,820 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,963,492 

Compare Family Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ace CU ACE Credit Union 1028 14th St SE 50401 (641) 424-6330 No 25.88
North Iowa Community CU NICCU WEST 4063 4TH ST SW # A 50402 (641) 423-2281 No 27.03
Gas & Electric Employees CU Gas & electric Employees Credit Union 1602 S Monroe Ave 50401 (641) 903-1714 No 27.14
Iowa Heartland CU IOWA HEARTLAND CREDIT UNION 1602 S MONROE AVE 50401 (641) 424-5391 No 27.43
Cent CU CENT CREDIT UNION MAIN 25 W State ST 50401 (641) 424-2368 No 28.13

Family Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Family Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.33 5.21 N/A 3.56
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 184 351 N/A 59
Rank Among All Iowa Credit Unions N/A 28 44 N/A 5

Family Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.35 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 293 259
Rank Among All Iowa Credit Unions N/A 20 N/A 38 32
Family Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.960180246,119
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.33027583,407
Used Vehicle Loans 5.2104063,070,055
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.560712,376,408
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.77079635,831
TOTAL LOANS & LEASES 7636,911,820

Family Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 712,376,4083132,805
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 712,376,4083132,805


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Family Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes