Net Federal Credit Union

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A short history of Net FCU

Since its inception in 1941 the Net Federal Credit Union has been serving its members in the Scranton, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Clarence Baltrusaitis, the Net FCU has grown its membership to over 16,050 with assets of more than $188,491,618. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (570) 961-5300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Scranton, PA.

General Information For Net FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4792
Address 119 Mulberry St 
City Scranton 
State Pennsylvania 
Zip-Code 18503
Phone Number (570) 961-5300
Fax Number () -
Email Address:
CEO/President Clarence Baltrusaitis
Members 16,050 
Full-Time Employees 36 
Part-Time Employees
Number of Branch Offices
Total Assets 188,491,618 

Compare Net Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Scranton Times Downtown CU Scranton Times Downtown FCU 129 Penn Ave 18503 (570) 348-9192 No 0.05
Penn East CU Clarks Summit Branch 1070 Northern Blvd 18411 (570) 586-9553 No 0.32
Spojnia CU Spojnia Credit Union 1006 Pittston Ave 18505 (570) 344-1513 No 0.98
Cmc-fcpi Employees CU Main office 415 Colfax Ave 18510 (570) 348-2140 No 1.21
First Credit Union Of Scranton CU First Credit Union of Scranton 605 Davis St 18505 (570) 961-8953 No 2.57

Net Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Net Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 3.75 3.75 3.50 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 243 175 72 99
Rank Among All Pennsylvania Credit Unions 22 91 52 15 34

Net Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.10 0.23 1.10 0.61
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 129 110 152 210
Rank Among All Pennsylvania Credit Unions 18 37 20 33 39
Net Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9907991,594,506
All Other Unsecured Loans/Lines of Credit 10.9901,1833,988,303
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000311190,197
Non-Federally Guaranteed Student Loans 6.0002828,299,655
New Vehicle Loans 3.7503074,997,333
Used Vehicle Loans 3.7501,87317,676,385
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001158,752,719
Total Other Real Estate Loans/Lines of Credit 3.99060918,135,900
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5108314,562,247
TOTAL LOANS & LEASES 6,31068,197,245

Net Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 473,997,9083279,775
    b. 15 Years or less 674,619,6273344,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1135,18400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 47613,316,914472,049,811
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1334,818,98623910,619
Open-End Fixed Rate 0000
TOTALS 72426,888,619763,584,205


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Net Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes